40 Hedges Ave, Chatham, NJ 07928 Property Records

Morris County and Chatham Borough property record for 40 Hedges Ave, Chatham, NJ 07928

Property Summary

Property Type	Single Family Home
Details	1,093 sqft · built 1955
Lot Size	0.353 acres (15,377 sqft)
Owner	2 Individual Names on Record
Last Sale	$782,000 (Jul 2022)
Tax Bill	$12,596 (2024)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Mar 2019 Line of Credit + 2 more
APN	`04-00053-0000-00018`

Property Details

APN / Parcel Number

Primary APN	`04-00053-0000-00018`
Alternative APNs	`040005300018` `20364001`

Interior

Stories	1 Story
Building Area	1,093 sqft Living Area
1st Floor Area	1,093 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Construction Type	Frame
Lot Area	15,377 sqft (0.353 acres)
Lot Dimensions	205 ft deep x 75 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	20364001
Street Address	40 HEDGES AVE
City	CHATHAM
State	NJ
Zip	07928-2547
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Subdivision	40 HODGES AVE
Legal Block	53
Legal Lot Number	18
Jurisdiction	MORRIS NJ
Township / Civil Division	CHATHAM
Census Block Group	1
Census Block	1006
Census Tract	42700

Owner

Source: Morris County and Chatham Borough records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	40 HEDGES AVE, CHATHAM, NJ 07928-2547
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2022	Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Mar 22, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Feb 27, 2018	Quit Claim Deed LAFAYETTE SETTLEMENT SERVICES
Sep 18, 2017	Quit Claim Deed, Mortgage · Conventional Mortgage M&T BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2022 · Amount on Record
Deed Sale	Jul 21, 2022 · Amount on Record
Prior Sale	May 12, 2000 · Amount on Record
Deed Document Number	202250170
Deed Book / Page	24457 / 1662
Record Updated	Sep 20, 2026

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MORRIS NJ
Recording Date	Jul 21, 2022
Property Address	40 HEDGES AVE, CHATHAM, NJ 07928-2547
Document Number	0244571662
Book / Page	24457 / 1662
Instrument Date	May 26, 2022
Instrument	2022050170
Transaction Type	Transfer
Record Updated	Aug 3, 2022
Title Company	NOT AVAILABLE, GOOD TO BE HOME TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,114.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	30 WOOD DUCK RD, 30, HILTON HEAD ISLAND, SC 29928-3011

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	40 HEDGES AVE, CHATHAM, NJ 07928-2547

Mortgage

Document Number	2022050171
Date	Jul 21, 2022
Instrument	2022050171

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Jul 1, 2029
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	9.25%
Index	1-Year CMT
Max Rate	9.25%

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Property Address	40 HEDGES AVE, CHATHAM, NJ 07928-2547
Document Number	0235151201
Instrument Date	Mar 22, 2019
Transaction Type	Mortgage
Record Updated	Jun 6, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 HEDGES AVE CHATHAM NJ 079282547, CHATHAM, NJ 07928-2547

Mortgage

Document Number	0235151201
Date	Apr 4, 2019
Book Page	023515/001201
Instrument	16098

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 3, 2049

Interest

Rate Type	Adjustable Rate

February 2018: Quit Claim Deed

Document Type	Quit Claim Deed
Jurisdiction	MORRIS NJ
Recording Date	Feb 27, 2018
Property Address	40 HEDGES AVE, CHATHAM, NJ 07928-2547
Document Number	0233021742
Book / Page	023302 / 001742
Instrument Date	Sep 4, 2017
Instrument	11515
Record Updated	Mar 8, 2018
Title Company	LAFAYETTE SETTLEMENT SERVICES

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	40 HEDGES AVE CHATHAM NJ 079282547, CHATHAM, NJ 07928-2547

September 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	MORRIS NJ
Recording Date	Sep 18, 2017
Property Address	40 HEDGES AVE, CHATHAM, NJ 07928-2547
Document Number	0232070624
Book / Page	023207 / 000624
Instrument Date	Sep 4, 2017
Instrument	56660
Transaction Type	Mortgage
Record Updated	Nov 6, 2017
Title Company	LAFAYETTE SETTLEMANTS INC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	40 HEDGES AVE CHATHAM NJ 079282547, CHATHAM, NJ 07928-2547

Mortgage

Document Number	232070630
Date	Sep 18, 2017
Book Page	023207/000630
Instrument	56661

Lender

Name	M&T BK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Sep 17, 2027

Tax Assessment & Valuation

Source: Morris County and Chatham Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Morris County
Municipality	Chatham Borough
Unified School District	The Chathams School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$778,000 (-) Land $621,600 Building $156,400	$778,000 (-) Land $621,600 Building $156,400
2025		$778,000 (-) Land $621,600 Building $156,400	$778,000 (-) Land $621,600 Building $156,400
2024	$12,596.00 (+5.27%)
2023		$778,000 Land $621,600 Building $156,400	$778,000 Land $621,600 Building $156,400
2022	$11,965.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	4 in force
Nearby Flood Claims	8 (1978–2021)
Claims Outside the SFHA	2 of 8
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims Hurricane Irene, Aug 2011 · 2 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 87% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHATHAM WATER DEPT serves 8,962 people · EPA ID NJ1404001
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 563 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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