41 Harmony Rd, Spring Valley, NY 10977 Property Records

Rockland County and Ramapo Town property record for 41 Harmony Rd, Spring Valley, NY 10977 · Last verified January 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,848 sqft · built 1966
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on File
Last Sale	$532,000 (Aug 2021)
Deeds & Mortgages	Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`392689 50.11-1-31`

Property Details

APN / Parcel Number

Primary APN	`392689 50.11-1-31`
Alternative APNs	`268905001100010310000000` `00455200000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,848 sqft Living Area
1st Floor Area	1,104 sqft

Exterior

Year Built	Built 1966
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	169 ft deep x 97 ft wide
Garage Type	Basement
Porch	Porch
Porch Area	204 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00455200000
Old Parcel Number	268905001100010310000000
Street Address	41 HARMONY RD
City	SPRING VALLEY
State	NY
Zip	10977-2326
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:31.000 BLK:1 SEC:50.11 DIST:392689 CITY/MUNI/TWP:RAMAPO (TOV)
Legal Subdivision	TRINITY HOMES/HILLCREST
Legal Block	1
Legal Lot Number	31.000
Jurisdiction	ROCKLAND NY
Township / Civil Division	RAMAPO
Census Block Group	2
Census Block	2008
Census Tract	11512

Owner

Source: Rockland County and Ramapo Town records · APN 392689 50.11-1-31

Assessment roll updated May 31, 2024 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	41 HARMONY RD, SPRING VALLEY, NY 10977-2326
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 16, 2021 · Amount on Record
Deed Sale	Aug 16, 2021 · Amount on Record
Deed Document Number	0202134480
Deed Book / Page	2021 / 34480
Record Updated	Jun 08, 2026

August 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ROCKLAND NY
Recording Date	Aug 16, 2021
Property Address	41 HARMONY RD, SPRING VALLEY, NY 10977-2326
Document Number	0000034480
Map Reference	BK 67 PG 43 MAP 3191
Instrument Date	Jul 30, 2021
Instrument	2021-00034480
Transaction Type	Transfer
Record Updated	Sep 22, 2021
Title Company	LAND TRACK TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,128.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 HARMONY RD, SPRING VALLEY, NY 10977-2326

Mortgage

Document Number	0000034481
Date	Aug 16, 2021
Instrument	2021-00034481

Lender

Name	CROSSCOUNTRY MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Rockland County and Ramapo Town records · Assessment roll updated May 31, 2024 · Last verified January 2026

Property Jurisdictions

Type	Name
State	New York
County	Rockland County
County Subdivision	Ramapo Town
Unified School District	East Ramapo Central School District (Spring Valley) (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Assessed Value	Assessed Market Value
2024	$40,500 (-) Land $16,000 Building $24,500	$521,908 (+1,022.38%) Land $206,186 Building $315,722
2023	$40,500 Land $16,000 Building $24,500	$46,500 Land $18,370 Building $28,130

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rockland County (36087C), updated August 19, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360870115122, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 5 individual NFIP policies nearby
Nearby Flood Policies	5 in force 5 of 5 on primary residences
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2021, rainfall accumulation, Remnants Of Hurricane Ida

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.