37 Harmony Rd, Spring Valley, NY 10977 Property Records

Rockland County and Ramapo Town property record for 37 Harmony Rd, Spring Valley, NY 10977 · Last verified January 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,284 sqft · built 1965
Lot Size	0.56 acres (24,394 sqft)
Owner	2 Owner Names on File
Deeds & Mortgages	Feb 2026 Line of Credit Jan 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`392689 50.11-1-33`

Property Details

APN / Parcel Number

Primary APN	`392689 50.11-1-33`
Alternative APNs	`268905001100010330000000` `00455160000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,284 sqft Living Area
1st Floor Area	1,248 sqft
2nd Floor Area	1,036 sqft

Exterior

Year Built	Built 1965
Architectural Style	Colonial
Exterior Material	Wood
Lot Area	24,394 sqft (0.56 acres)
Lot Dimensions	285 ft deep x 91 ft wide
Garage Type	Attached
Garage Area	520 sqft
Parking Spaces	4 Parking Spaces
Porch	Porch
Porch Area	206 sqft
Patio Area	1,584 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00455160000
Old Parcel Number	268905001100010330000000
Street Address	37 HARMONY RD
City	SPRING VALLEY
State	NY
Zip	10977-2326
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:33.000 BLK:1 SEC:50.11 DIST:392689 CITY/MUNI/TWP:RAMAPO (TOV)
Legal Subdivision	TRINITY HOMES SEC 01
Legal Block	1
Legal Lot Number	33.000
Jurisdiction	ROCKLAND NY
Township / Civil Division	RAMAPO
Census Block Group	2
Census Block	2008
Census Tract	11512

Owner

Source: Rockland County and Ramapo Town records · APN 392689 50.11-1-33

Assessment roll updated May 31, 2024 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on File
Mailing Address	37 HARMONY RD, SPRING VALLEY, NY 10977-2326
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Jan 06, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Apr 08, 2019	Loan Modification, Mortgage · Conventional Mortgage MR COOPER
Apr 08, 2019	Deed of Trust, Mortgage · Conventional Mortgage MR COOPER

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 06, 2002
Deed Sale	Aug 06, 2002
Prior Sale	Dec 06, 1995 · Amount on Record
Deed Document Number	2002-00046902
Record Updated	Jun 08, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKLAND NY
Property Address	37 HARMONY RD, SPRING VALLEY, NY 10977-2326
Transaction Type	Mortgage
Record Updated	Mar 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005780
Date	Feb 20, 2026
Instrument	2026-00005780

Lender

Name	FIGURE LENDING LLC
Type	Funding / Finance Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Feb 19, 2046

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKLAND NY
Property Address	37 HARMONY RD, SPRING VALLEY, NY 10977-2326
Transaction Type	Mortgage
Record Updated	Oct 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000234
Date	Jan 06, 2021
Instrument	2021-00000234

Lender

Name	QUICKEN LOANS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 01, 2035

Interest

Rate Type	Fixed Rate

April 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ROCKLAND NY
Property Address	37 HARMONY RD, SPRING VALLEY, NY 10977-2326
Document Number	0000011743
Instrument Date	Apr 08, 2019
Transaction Type	Mortgage
Record Updated	May 16, 2019
Title Company	LSI TITLE COMPANY, LSI TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37 HARMONY RD SPRING VALLEY NY 109772326, SPRING VALLEY, NY 10977-2326

Mortgage

Document Number	0000011743
Date	Apr 26, 2019
Instrument	11743

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 25, 2049

Interest

Rate Type	Fixed Rate
Rate	5.37%

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKLAND NY
Property Address	37 HARMONY RD, SPRING VALLEY, NY 10977-2326
Document Number	0000011742
Instrument Date	Apr 08, 2019
Transaction Type	Mortgage
Record Updated	May 15, 2019
Title Company	LSI TITLE COMPANY, LSI TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37 HARMONY RD SPRING VALLEY NY 109772326, SPRING VALLEY, NY 10977-2326

Mortgage

Document Number	0000011742
Date	Apr 26, 2019
Instrument	11742

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 25, 2049

Tax Assessment & Valuation

Source: Rockland County and Ramapo Town records · Assessment roll updated May 31, 2024 · Last verified January 2026

Property Jurisdictions

Type	Name
State	New York
County	Rockland County
County Subdivision	Ramapo Town
Unified School District	East Ramapo Central School District (Spring Valley) (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Assessed Value	Assessed Market Value
2024	$64,200 (-) Land $16,000 Building $48,200	$827,320 (+1,188.66%) Land $206,186 Building $621,134
2023	$64,200 Land $16,000 Building $48,200	$64,200 Land $16,000 Building $48,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rockland County (36087C), updated August 19, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360870115122, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2021, rainfall accumulation, Remnants Of Hurricane Ida

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 382 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Optimum Communications	Fiber	8,000 / 8,000
Verizon	Fiber	2,300 / 2,300
Optimum Communications	Cable	940 / 35

May also be available at this address: Xchange Telecom, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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