41 Harding Ave, Adams, MA 01220 Property Records

Berkshire County and Adams Town property record for 41 Harding Ave, Adams, MA 01220

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,365 sqft · built 1915
Lot Size0.32 acres (13,939 sqft)
OwnerIndividual Name on Record
Last Sale$193,000 (Jul 2020)
Tax Bill$4,669 (2025)
Deeds & MortgagesJul 2020 Sale & Mortgage
APN41080000001470

Property Details

APN / Parcel Number

Primary APN41080000001470
Alternative APNs
  • ADAM M:1080 B:0000 L:01470
  • M:000108 P:000147

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,365 sqft Living Area
Gross Area2,125 sqft
1st Floor Area780 sqft
Basement Area780 sqft
Unfinished Basement780 sqft

Exterior

Year BuiltBuilt 1915
Effective Year BuiltEffective 1976
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area13,939 sqft (0.32 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number41080000001470
Street Address41 HARDING AVE
CityADAMS
StateMA
Zip01220-1442
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal Lot Number1470
JurisdictionADAMS MA
Township / Civil DivisionADAMS
Census Block Group3
Census Block3042
Census Tract922200

Owner

Source: Berkshire County and Adams Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address41 HARDING AVE, ADAMS, MA 01220-1442
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 17, 2020 · Amount on Record
Deed SaleJul 17, 2020 · Amount on Record
Prior SaleSep 10, 1997 · Amount on Record
Deed Document Number20203683
Deed Book / Page1719 / 116
Record UpdatedOct 29, 2026

July 2020: Fiduciary Deed, Transfer

Document TypeFiduciary Deed
JurisdictionADAMS MA
Recording DateJul 17, 2020
Property Address41 HARDING AVE, ADAMS, MA 01220-1442
Document Number1719-116
Book / Page1719 / 116
Instrument DateJul 8, 2020
Instrument3683
Transaction TypeTransfer
Record UpdatedMay 11, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address41 HARDING AVE, ADAMS, MA 01220-1442

Mortgage

Document Number3684
DateJul 17, 2020
Instrument3684
Lender
NameADAMS BANK & TRUST
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Berkshire County and Adams Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyBerkshire County
County SubdivisionAdams Town
Unified School DistrictHoosac Valley School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,669.00 (+6.09%)$274,500 (+9.41%) Land $54,900 Building $219,600$296,285
2024$4,401.00 (+7.6%)$250,900 (+13.79%) Land $51,700 Building $199,200
2023$4,090.00$220,500 Land $47,000 Building $173,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 16 policies
Nearby Flood Policies16 in force
Nearby Flood Claims14 (1994–2018)
Most Recent ClaimJan 2018 · rainfall accumulation
Claims by Event
  • Tropical Storm Irene, Aug 2011 · 7 claims
  • Severe Storms And Flooding, Oct 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemADAMS FIRE DISTRICT
serves 7,945 people · EPA ID MA1004000
Water SourceGroundwater
Last State InspectionAug 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

May also be available: Verizon.

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