25 Harding Ave, Adams, MA 01220 Property Records

Berkshire County and Adams Town property record for 25 Harding Ave, Adams, MA 01220

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,717 sqft · built 1900
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on File
Last Sale	$107,900 (Apr 2015)
Tax Bill	$5,180 (2025)
Deeds & Mortgages	Sep 2021 Refinance Sep 2021 Refinance
APN	`41080000001540`

Property Details

APN / Parcel Number

Primary APN	`41080000001540`
Alternative APNs	`ADAM M:1080 B:0000 L:01540` `M:000108 P:000154`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,717 sqft Living Area
Gross Area	3,930 sqft
1st Floor Area	1,606 sqft
Basement Area	1,506 sqft
Unfinished Basement	1,506 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1942
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Slate
Lot Area	13,068 sqft (0.3 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	41080000001540
Street Address	25 HARDING AVE
City	ADAMS
State	MA
Zip	01220-1442
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Lot Number	1540
Jurisdiction	ADAMS MA
Township / Civil Division	ADAMS
Census Block Group	3
Census Block	3042
Census Tract	922200

Owner

25 Harding Ave is owned and occupied by two individuals who acquired it in September 2021.

Source: Berkshire County and Adams Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	25 HARDING AVE, ADAMS, MA 01220-1442
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2021	Quit Claim Deed, Transfer · Stand-Alone Refinance ACADEMY MORTGAGE CORP
Sep 21, 2021	Quit Claim Deed, Transfer · Stand-Alone Refinance ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 24, 2015 · Amount on File
Deed Sale	Apr 24, 2015 · Amount on File
Prior Sale	Jan 14, 2005 · Amount on File
Deed Book / Page	1564 / 889
Last Transfer Date	Sep 16, 2021
Transfer Doc	001765-861
Record Updated	Oct 29, 2026

September 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ADAMS MA
Recording Date	Sep 21, 2021
Property Address	25 HARDING AVE, ADAMS, MA 01220-1442
Document Number	1765-861
Book / Page	1765 / 861
Instrument Date	Sep 16, 2021
Instrument	6291
Transaction Type	Transfer
Record Updated	Oct 8, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	25 HARDING AVE, ADAMS, MA 01220-1442

Mortgage

Document Number	1765-865
Date	Sep 21, 2021
Book Page	1765/865
Instrument	6292

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	301 Months
Due	Oct 1, 2046

September 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ADAMS MA
Recording Date	Sep 21, 2021
Property Address	25 HARDING AVE, ADAMS, MA 01220-1442
Document Number	001765-861
Book / Page	1765 / 861
Instrument Date	Sep 16, 2021
Instrument	6291
Transaction Type	Transfer
Record Updated	Jul 26, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	25 HARDING AVE, ADAMS, MA 01220-1442

Mortgage

Document Number	0000006292
Date	Sep 21, 2021
Instrument	6292

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	301 Months
Due	Oct 1, 2046

Tax Assessment & Valuation

The 2025 property tax bill for 25 Harding Ave was $5,180, up 6.2% from the year before.

Source: Berkshire County and Adams Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Berkshire County
County Subdivision	Adams Town
Unified School District	Hoosac Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,180.00 (+6.19%)	$304,500 (+9.49%) Land $54,600 Building $249,900	$353,825
2024	$4,878.00 (+7.56%)	$278,100 (+13.74%) Land $51,400 Building $226,700
2023	$4,535.00	$244,500 Land $46,700 Building $197,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 25 Harding Ave; there have been 14 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	14 (1994–2018)
Most Recent Claim	Jan 2018 · rainfall accumulation
Claims by Event	Tropical Storm Irene, Aug 2011 · 7 claims Severe Storms And Flooding, Oct 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 25 Harding Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADAMS FIRE DISTRICT serves 7,945 people · EPA ID MA1004000
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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