41 Harbor Cir, Cocoa Beach, FL 32931 Property Records

Brevard County property record for 41 Harbor Cir, Cocoa Beach, FL 32931

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 3,664 sqft · built 2001
Lot Size0.56 acres (24,394 sqft)
OwnerCompany Name on File
Last Sale$462,500 (Feb 2005)
Tax Bill$11,326 (2025)
Deeds & MortgagesApr 2021 Transfer
Flood ZoneZone X (moderate risk)
APN25-37-22-04-*-4

Property Details

APN / Parcel Number

Primary APN25-37-22-04-*-4
Alternative APNs
  • 25-37-22-04-00000.0-0004.00
  • 2531045

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,664 sqft Living Area
Gross Area5,596 sqft
1st Floor Area3,154 sqft

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2020
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area24,394 sqft (0.56 acres)
Lot Width66 ft Width
View / LotRiver
Garage TypeAttached
Garage Area943 sqft

Exterior Amenities

PorchFinished/Open Porch
Porch Area989 sqft
Deck Area593 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2531045
Street Address41 HARBOR CIR
CityCOCOA BEACH
StateFL
Zip32931-2414
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS1
Legal DescriptionSUNSET COVE LOT 4
Legal Range37E
Legal Township25S
Legal Section22
Legal SubdivisionSUNSET COVE
Legal Lot Number4
JurisdictionBREVARD FL
Township / Civil DivisionCOCOA BEACH-CAPE CANAVERAL
Census Block Group2
Census Block2004
Census Tract68102

Owner

41 Harbor Cir is owned by a company that acquired it in April 2021 and is owner-occupied.

Source: Brevard County records, as of August 18, 2026

Owner of RecordCompany Name on File
Mailing Address41 HARBOR CIR, COCOA BEACH, FL 32931-2414
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 16, 2005 · Amount on File
Deed SaleFeb 16, 2005 · Amount on File
Prior SaleMar 31, 2004 · Amount on File
Deed Document Number200552950
Deed Book / Page5423 / 54
Last Transfer DateApr 23, 2021
Transfer Doc0090991564
Record UpdatedSep 20, 2026

April 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBREVARD FL
Recording DateApr 26, 2021
Property Address41 HARBOR CIR, COCOA BEACH, FL 32931-2414
Document Number0090991564
Book / Page9099 / 1564
Map ReferenceMB 45 PG 70
Instrument DateApr 23, 2021
Instrument2021106122
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address41 HARBOR CIR, COCOA BEACH, FL 32931-2414

Tax Assessment & Valuation

The 2025 property tax bill for 41 Harbor Cir was $11,326 with exemptions applied, up 1.7% from the year before.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
MunicipalityCocoa Beach City
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$773,060 (+2.7%)$1,399,570 (-1.78%)
2025$11,326.00 (+1.7%) Homeowner's exemption Widower's exemption$752,740$1,424,950
2024$11,137.00 (+1.76%)
2023$10,944.00 (+6.46%) Homeowner's exemption Widower's exemption$710,230 (+3%)$1,310,650 (+13.3%) Land $495,000 Building $815,650
2022$10,280.00 Homeowner's exemption Widower's exemption$689,550$1,156,800 Land $495,000 Building $661,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 41 Harbor Cir in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
CoastalYes
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 67 individual policies
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies276 units insured
incl. 209 condo units
Nearby Flood Claims53 (1989–2017)
Claims Outside the SFHA13 of 53
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Tropical Storm Fay, Aug 2008 · 17 claims
  • Hurricane Wilma, Oct 2005 · 5 claims
  • Hurricane Frances, Sep 2004 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 41 Harbor Cir is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF COCOA
serves 294,039 people · EPA ID FL3050223
Water SourceSurface water
Last State InspectionJul 2024
Lead2 ppb (2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Harbor Cir

Nearby Streets

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