33 Harbor Cir, Cocoa Beach, FL 32931 Property Records

Brevard County property record for 33 Harbor Cir, Cocoa Beach, FL 32931

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,234 sqft · built 2001
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on Record
Last Sale	$705,000 (Jul 2019)
Tax Bill	$11,504 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Jul 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`25-37-22-03-*-9`

Property Details

APN / Parcel Number

Primary APN	`25-37-22-03-*-9`
Alternative APNs	`25-37-22-03-00000.0-0009.00` `2519587`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,234 sqft Living Area
Gross Area	3,726 sqft
1st Floor Area	2,234 sqft
Bonus Room	Bonus Room

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2012
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	112 ft deep x 100 ft wide
View / Lot	River
Garage Type	Attached
Garage Area	537 sqft
Porch	Florida Room
Porch Area	518 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2519587
Street Address	33 HARBOR CIR
City	COCOA BEACH
State	FL
Zip	32931-2414
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS1
Legal Description	HARBORVIEW SEC 3 LOT 9
Legal Range	37E
Legal Township	25S
Legal Section	22
Legal Subdivision	HARBORVIEW SEC 3
Legal Lot Number	9
Jurisdiction	BREVARD FL
Township / Civil Division	COCOA BEACH-CAPE CANAVERAL
Census Block Group	2
Census Block	2004
Census Tract	68102

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	33 HARBOR CIR, COCOA BEACH, FL 32931-2414
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2022	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jul 9, 2019	Warranty Deed, Transfer · ARM FBC MORTGAGE LLC
May 24, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2019 · Amount on Record
Deed Sale	Jul 9, 2019 · Amount on Record
Prior Sale	Jan 5, 2001 · Amount on Record
Deed Document Number	2019148467
Deed Book / Page	8483 / 513
Prior Transfer Date	May 24, 2019
Prior Transfer Doc	0084471801
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	33 HARBOR CIR, COCOA BEACH, FL 32931-2414
Transaction Type	Mortgage
Record Updated	Jan 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	33 HARBOR CIR, COCOA BEACH, FL 32931-2414

Mortgage

Document Number	0093750540
Date	Jan 4, 2022
Book Page	9375/540
Instrument	2022001905

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.37%
Type Change Date	Jan 1, 2029
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	7.37%
Index	Other
Max Rate	7.37%

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Jul 9, 2019
Property Address	33 HARBOR CIR, COCOA BEACH, FL 32931-2414
Document Number	0084830513
Book / Page	8483 / 0513
Map Reference	MB 14 PG 32
Instrument Date	Jul 8, 2019
Instrument	2019148467
Transaction Type	Transfer
Record Updated	Jul 2, 2021
Title Company	HOMETOWN TITLE GROUP INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,935.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	701 TERRACE BLVD, 701, ORLANDO, FL 32803-3218

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	33 HARBOR CIR, COCOA BEACH, FL 32931-2414

Mortgage

Document Number	84830514
Date	Jul 9, 2019
Instrument	8483/0514

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Aug 1, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.5%
Index	1-Year LIBOR
Max Rate	8.5%

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	May 24, 2019
Property Address	33 HARBOR CIR, COCOA BEACH, FL 32931-2414
Document Number	0084471801
Book / Page	008447 / 001801
Instrument Date	May 24, 2019
Instrument	112448
Transaction Type	Transfer
Record Updated	Jul 1, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	701 TERRACE BLVD ORLANDO FL 328033218, ORLANDO, FL 32803-3218

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Cocoa Beach City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$779,470 (+2.7%)	$913,830 (-6.13%)
2025	$11,504.00 (+1.67%) Homeowner's exemption	$758,980 (+5.99%)	$973,500 (+7.74%)
2024	$11,315.00 (+1.74%)
2023	$11,122.00 (+7.17%) Homeowner's exemption	$716,110 (+3%)	$903,590 (+6.51%) Land $450,000 Building $453,590
2022	$10,378.00 Homeowner's exemption	$695,260	$848,330 Land $450,000 Building $398,330

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 67 individual policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	276 units insured incl. 209 condo units
Nearby Flood Claims	53 (1989–2017)
Claims Outside the SFHA	13 of 53
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Tropical Storm Fay, Aug 2008 · 17 claims Hurricane Wilma, Oct 2005 · 5 claims Hurricane Frances, Sep 2004 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COCOA serves 294,039 people · EPA ID FL3050223
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Harbor Cir

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