Norwich City property record for 41 Happy St, Norwich, CT 06360
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,340 sqft · built 1891 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $5,338 (2026) |
| Deeds & Mortgages | May 2026 Mortgage Dec 2023 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | NORW M:92 B:3 L:41 |
| Primary APN | NORW M:92 B:3 L:41 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,340 sqft Living Area |
| Gross Area | 2,554 sqft |
| 1st Floor Area | 860 sqft |
| Basement Area | 860 sqft |
| Unfinished Basement | 860 sqft |
| Year Built | Built 1891 |
|---|---|
| Effective Year Built | Effective 1891 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 17,424 sqft (0.4 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 83450001 |
|---|---|
| Street Address | 41 HAPPY ST |
| City | NORWICH |
| State | CT |
| Zip | 06360-4440 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MF |
| Legal Block | 3 |
| Legal Lot Number | 41 |
| Jurisdiction | NORWICH CT |
| Township / Civil Division | NORWICH |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 696800 |
41 Happy St is owned and occupied by an individual.
Source: Norwich City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 41 HAPPY ST, NORWICH, CT 06360-4440 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 7, 2026 | Deed of Trust, Mortgage AMERISAVE MORTGAGE CORPORATION |
| Dec 14, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance FIGURE LENDING LCC |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORWICH CT |
| Recording Date | May 7, 2026 |
| Property Address | 41 HAPPY ST, NORWICH, CT 06360-4440 |
| Document Number | 003595-407 |
| Book / Page | 3595 / 407 |
| Instrument Date | Apr 26, 2026 |
| Instrument | 20261797 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 41 HAPPY ST, NORWICH, CT 06360-4440 |
| Document Number | 0000001797, |
|---|---|
| Date | May 7, 2026 |
| Book Page | 3595/407 |
| Instrument | 20261797 |
| Name | AMERISAVE MORTGAGE CORPORATION |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 240 Months |
| Due | Jun 1, 2046 |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORWICH CT |
| Property Address | 41 HAPPY ST, NORWICH, CT 06360-4440 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2025 |
| Name | Verified Name |
|---|
| Document Number | 003472-252 |
|---|---|
| Date | Dec 14, 2023 |
| Book Page | 3472/252 |
| Instrument | 2023004928 |
| Name | FIGURE LENDING LCC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jan 1, 2039 |
The 2026 property tax bill for 41 Happy St was $5,338, down 15.6% from the year before.
Source: Norwich City assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision / Municipality | Norwich City |
| Unified School District | Norwich School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,338.00 (-15.6%) | $156,300 (-) Land $30,700 Building $125,600 | $249,335 (+127.89%) |
| 2025 | $6,325.00 | $156,300 Land $30,700 Building $125,600 | $109,410 Land $21,490 Building $87,920 |
| 2024 | $6,325.00 (+36.46%) | ||
| 2023 | $4,635.00 (+0.32%) | $95,300 (-) Land $21,700 Building $73,600 | |
| 2022 | $4,620.00 | $95,300 Land $21,700 Building $73,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 41 Happy St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 41 Happy St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORWICH PUBLIC UTILITIES serves 36,163 people · EPA ID CT1040011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2018 Haloacetic acids not recorded as resolved · Feb 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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