Henderson County property record for 41 Halftimber Ln, Flat Rock, NC 28731
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,934 sqft · built 2006 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $349,500 (Jun 2006) |
| Tax Bill | $2,200 (2025) |
| Deeds & Mortgages | May 2020 Line of Credit Apr 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 9577741136 |
| Primary APN | 9577741136 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,934 sqft Heated Area |
| 1st Floor Area | 1,926 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Foundation Type | Raised |
| Lot Area | 6,534 sqft (0.15 acres) |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 240 sqft |
| Deck Area | 224 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1004959 |
|---|---|
| Street Address | 41 HALFTIMBER LN |
| City | FLAT ROCK |
| State | NC |
| Zip | 28731-7613 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1004959~R- |
| Legal Description | HIGHLAND LAKE LO4-6 BL16 PL2004-5078 UN8 |
| Legal Subdivision | HIGHLAND LAKE |
| Legal Block | 74 |
| Legal Lot Number | 1136 |
| Legal Unit | 8 |
| Jurisdiction | HENDERSON NC |
| Township / Civil Division | HENDERSONVILLE |
| Census Block Group | 2 |
| Census Block | 2033 |
| Census Tract | 931402 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Flat Rock Historic District (Boundary Increase, Decrease and Additional Documentation) listed 2015 · 27 contributing resources · NRIS 14001176 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
41 Halftimber Ln is owned and occupied by two individuals who bought it in June 2006.
Source: Henderson County records, as of July 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 41 HALFTIMBER LN, FLAT ROCK, NC 28731-7613 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 4, 2020 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO |
| Apr 8, 2021 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 30, 2006 · Amount on File |
| Deed Sale | Jun 30, 2006 · Amount on File |
| Prior Sale | Jun 29, 2006 · Amount on File |
| Deed Book / Page | 1280 / 32 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON NC |
| Property Address | 41 HALFTIMBER LN, FLAT ROCK, NC 28731-7613 |
| Transaction Type | Mortgage |
| Record Updated | Jul 4, 2022 |
| Title Company | STEWART TITLE GUARANTY |
| Name | Verified Name |
|---|
| Document Number | 0034860399 |
|---|---|
| Date | May 4, 2020 |
| Book Page | 3486/399 |
| Instrument | 924211 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON NC |
| Property Address | 41 HALFTIMBER LN, FLAT ROCK, NC 28731-7613 |
| Transaction Type | Mortgage |
| Record Updated | Jul 4, 2022 |
| Title Company | STEWART TITLE GURANTY, STEWART TITLE GUARANTY |
| Name | Verified Name |
|---|---|
| Address | 41 HALFTIMBER LN, FLAT ROCK, NC 28731-7613 |
| Document Number | 0036870103 |
|---|---|
| Date | Apr 8, 2021 |
| Book Page | 3687/103 |
| Instrument | 949166 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 41 Halftimber Ln was $2,200.
Source: Henderson County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Henderson County |
| Municipality | Flat Rock Village |
| Unified School District | Henderson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $510,600 Land $60,000 Building $450,600 | ||
| 2025 | $2,200.00 | ||
| 2023 | $510,600 Land $60,000 Building $450,600 | $510,600 Land $60,000 Building $450,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 41 Halftimber Ln in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 5 (2024–2025) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | May 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 41 Halftimber Ln is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HENDERSONVILLE serves 79,278 people · EPA ID NC0145010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
May also be available: AT&T, Verizon.
5G (outdoors only) and 4G LTE
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