18 Halftimber Ln, Flat Rock, NC 28731 Property Records

Henderson County property record for 18 Halftimber Ln, Flat Rock, NC 28731

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,195 sqft · built 2005
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$710,000 (Apr 2024)
Tax Bill	$2,482 (2025)
Deeds & Mortgages	Apr 2024 Sale Jun 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`9577741377`

Property Details

APN / Parcel Number

Primary APN	`9577741377`
Alternative APN	`1001347`

Interior

Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,195 sqft Heated Area
1st Floor Area	2,195 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2014
Architectural Style	Conventional
Exterior Material	Wood Siding
Foundation Type	Raised
Lot Area	6,098 sqft (0.14 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	368 sqft
Deck Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1001347
Street Address	18 HALFTIMBER LN
City	FLAT ROCK
State	NC
Zip	28731-7613
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1001347~R-
Legal Description	SBDV4849 HIGHLAND LAKE LO13-15 BL15 PL2024-15503 UN8
Legal Subdivision	HIGHLAND LAKE
Legal Block	74
Legal Lot Number	1377
Legal Unit	8
Jurisdiction	HENDERSON NC
Township / Civil Division	HENDERSONVILLE
Census Block Group	2
Census Block	2033
Census Tract	931402

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Flat Rock Historic District (Boundary Increase, Decrease and Additional Documentation) listed 2015 · 27 contributing resources · NRIS 14001176

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

18 Halftimber Ln is owned and occupied by an individual who bought it in April 2024.

Source: Henderson County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	18 HALFTIMBER LN, FLAT ROCK, NC 28731-7613
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2024	Warranty Deed, Transfer
Jun 7, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED COMMUNITY BANK
Sep 6, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 2024 · Amount on File
Deed Sale	Apr 1, 2024 · Amount on File
Prior Sale	Jun 7, 2021 · Amount on File
Deed Document Number	20241012398
Deed Book / Page	4149 / 445
Record Updated	Oct 29, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON NC
Recording Date	Apr 1, 2024
Property Address	18 HALFTIMBER LN, FLAT ROCK, NC 28731-7613
Document Number	0041490445
Book / Page	4149 / 445
Map Reference	MB 3725
Instrument Date	Mar 25, 2024
Instrument	1001012398
Transaction Type	Transfer
Record Updated	May 1, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 HALFTIMBER LN, FLAT ROCK, NC 28731-7613

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON NC
Recording Date	Jun 7, 2021
Property Address	18 HALFTIMBER LN, FLAT ROCK, NC 28731-7613
Document Number	0037250341
Book / Page	3725 / 341
Map Reference	SL 5078
Instrument Date	May 26, 2021
Instrument	955102
Transaction Type	Transfer
Record Updated	May 1, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,037.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3 TAPPAN ZEE TER, NYACK, NY 10960-4711

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 HALFTIMBER LN, FLAT ROCK, NC 28731-7613

Mortgage

Document Number	0000955103
Date	Jun 7, 2021
Instrument	955103

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2036

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HENDERSON NC
Recording Date	Sep 6, 2018
Property Address	18 HALFTIMBER LN, FLAT ROCK, NC 28731-7613
Document Number	0032450140
Book / Page	003245 / 000140
Instrument Date	Aug 31, 2018
Instrument	890338
Transaction Type	Transfer
Record Updated	Sep 28, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 18 Halftimber Ln was $2,482.

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Henderson County
Municipality	Flat Rock Village
Unified School District	Henderson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$576,000 Land $60,000 Building $516,000
2025	$2,482.00
2023		$576,000 Land $60,000 Building $516,000	$576,000 Land $60,000 Building $516,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18 Halftimber Ln in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	5 (2024–2025)
Claims Outside the SFHA	1 of 5
Most Recent Claim	May 2025 · rainfall accumulation
Claims by Event	Tropical Storm Helene, Oct 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18 Halftimber Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HENDERSONVILLE serves 79,278 people · EPA ID NC0145010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35

May also be available: AT&T, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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