41 Gesner Ave, Nyack, NY 10960 Property Records

Rockland County and Orangetown Town property record for 41 Gesner Ave, Nyack, NY 10960

Property Summary

Property TypeSingle Family Home
Details2 bd · 3 ba · 1,408 sqft · built 1888
Lot Size0.15 acres (6,534 sqft)
OwnerIndividual Name on Record
Last Sale$650,000 (Jun 2003)
Deeds & MortgagesJan 2017 Mortgage
Dec 2016 Loan Modification
Flood ZoneZone X (moderate risk)
APN392489 66.62-2-32

Property Details

APN / Parcel Number

Primary APN392489 66.62-2-32
Alternative APNs
  • 240706606200020320000000
  • 392407 66.62-2-32
  • 0015721

Interior

Bedrooms2 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,408 sqft Living Area
1st Floor Area828 sqft
2nd Floor Area580 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1888
Architectural StyleTraditional
Exterior MaterialWood
Lot Area6,534 sqft (0.15 acres)

Exterior Amenities

PorchCovered Porch
Porch Area246 sqft
Shed1 Shed
Shed Area80 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0015721
Old Parcel Number240706606200020320000000
Street Address41 GESNER AVE
CityNYACK
StateNY
Zip10960-4702
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-12
Legal Description7/125/1239/4
Legal Block2
Legal Lot Number32.000
JurisdictionROCKLAND NY
Township / Civil DivisionORANGETOWN
Census Block Group1
Census Block1001
Census Tract13200

Owner

Source: Rockland County and Orangetown Town records, as of February 14, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address41 GESNER AVE, NYACK, NY 10960-4702
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 27, 2017Deed of Trust, Mortgage · Conventional Mortgage
CITIZENS BANK NA
Dec 20, 2016Loan Modification, Consolidation and Extension, Mortgage · Conventional with PMI
CITIZENS BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 2, 2003 · Amount on Record
Deed SaleJun 2, 2003 · Amount on Record
Prior SaleOct 18, 1999 · Amount on Record
Deed Document Number2003-00038106
Record UpdatedJun 7, 2026

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROCKLAND NY
Property Address41 GESNER AVE, NYACK, NY 10960-4702
Transaction TypeMortgage
Record UpdatedSep 16, 2021
Title CompanyLIBERTY TITLE & ESCROW

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000003232
DateJan 27, 2017
Instrument2017-00003232
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2047

December 2016: Loan Modification, Consolidation and Extension, Mortgage

Document TypeLoan Modification, Consolidation and Extension
JurisdictionROCKLAND NY
Property Address41 GESNER AVE, NYACK, NY 10960-4702
Document Number0000003233
Instrument DateDec 20, 2016
Transaction TypeMortgage
Record UpdatedJan 14, 2020
Title CompanyLIBERTY TITLE AND ESCROW

Transferred To (Grantee/Buyer)

NameVerified Name
Address41 GESNER AVE NYACK NY 109604702, NYACK, NY 10960-4702

Mortgage

Document Number0000003233
DateJan 27, 2017
Instrument3233
Lender
NameCITIZENS BK
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJan 26, 2047
Interest
Rate TypeFixed Rate
Rate3.75%

Tax Assessment & Valuation

Source: Rockland County and Orangetown Town assessment roll, as of May 31, 2023

Property Jurisdictions

TypeName
StateNew York
CountyRockland County
County SubdivisionOrangetown Town
Unified School DistrictNyack Union Free School District (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2023$193,400 Land $46,200 Building $147,200$542,801 Land $129,666 Building $413,135

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims27 (1979–2012)
Claims Outside the SFHA20 of 27
Most Recent ClaimOct 2012 · Hurricane Sandy
Claims by Event
  • Hurricane Sandy, Oct 2012 · 3 claims
  • Severe Storms And Inland And Coastal Flooding, Apr 2007 · 3 claims
  • Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNYACK VILLAGE WATER SUPPLY
serves 14,700 people · EPA ID NY4303666
Water SourceSurface water
Last State InspectionJul 2022
Lead6 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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