Rockland County and Orangetown Town property record for 38 Gesner Ave, Nyack, NY 10960
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 2,741 sqft · built 1868 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $960,000 (Mar 2021) |
| Tax Bill | $25,823 (2023) |
| Deeds & Mortgages | Mar 2021 Sale & Mortgage Jul 2019 Loan Modification + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 392489 66.62-2-23 |
| Primary APN | 392489 66.62-2-23 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 2,741 sqft Living Area |
| Gross Area | 2,885 sqft |
| 1st Floor Area | 1,077 sqft |
| 2nd Floor Area | 832 sqft |
| Upper Floors Area | 832 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1868 |
|---|---|
| Effective Year Built | Effective 1868 |
| Architectural Style | Old Style |
| Exterior Material | Wood |
| Lot Area | 9,148 sqft (0.21 acres) |
| Garage Type | Detached |
| Garage Area | 300 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Covered Porch |
| Porch Area | 252 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0015712 |
|---|---|
| Street Address | 38 GESNER AVE |
| City | NYACK |
| State | NY |
| Zip | 10960-4703 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-12 |
| Legal Description | 7/125/1238/45 |
| Legal Block | 2 |
| Legal Lot Number | 23.0 |
| Jurisdiction | ROCKLAND NY |
| Township / Civil Division | ORANGETOWN |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 13200 |
38 Gesner Ave is owned and occupied by two individuals who bought it in March 2021.
Source: Rockland County and Orangetown Town records, as of August 26, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 38 GESNER AVE, NYACK, NY 10960-4703 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants in Common |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 23, 2021 | Bargain and Sale Deed, Transfer · Conventional Mortgage CITIBANK |
| Jul 23, 2019 | Loan Modification, Mortgage · Conventional Mortgage KEYBANK USA |
| Jul 23, 2019 | Deed of Trust, Mortgage · Conventional Mortgage KEYBANK USA |
| Jul 23, 2019 | Deed of Trust, Mortgage · Line of Credit KEYBANK USA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 23, 2021 · Amount on File |
| Deed Sale | Mar 23, 2021 · Amount on File |
| Prior Sale | Jun 17, 2004 · Amount on File |
| Deed Document Number | 202112491 |
| Prior Transfer Date | Sep 29, 1997 |
| Prior Transfer Doc | 0000001792 |
| Record Updated | Sep 20, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Recording Date | Mar 23, 2021 |
| Property Address | 38 GESNER AVE, NYACK, NY 10960-4703 |
| Document Number | 0000012491 |
| Instrument Date | Mar 12, 2021 |
| Instrument | 2021-00012491 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2023 |
| Title Company | JUDICIAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,840.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 710 W SADDLE RIVER RD, HO HO KUS, NJ 07423-1643 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 3524 78TH ST APT A54, A54, JACKSON HEIGHTS, NY 11372-4736 |
| Document Number | 0000012492 |
|---|---|
| Date | Mar 23, 2021 |
| Instrument | 2021-00012492 |
| Name | CITIBANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Property Address | 38 GESNER AVE, NYACK, NY 10960-4703 |
| Document Number | 0000021361 |
| Instrument Date | Jul 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2019 |
| Title Company | LSI TITLE COMPANY, LSI TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 38 GESNER AVE NYACK NY 109604703, NYACK, NY 10960-4703 |
| Document Number | 0000021361 |
|---|---|
| Date | Jul 31, 2019 |
| Instrument | 21361 |
| Name | KEYBANK USA |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44114-1306 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jul 30, 2034 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.37% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Property Address | 38 GESNER AVE, NYACK, NY 10960-4703 |
| Document Number | 0000021360 |
| Instrument Date | Jul 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2019 |
| Title Company | LSI TITLE COMPANY, LSI TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 38 GESNER AVE NYACK NY 109604703, NYACK, NY 10960-4703 |
| Document Number | 0000021360 |
|---|---|
| Date | Jul 31, 2019 |
| Instrument | 21360 |
| Name | KEYBANK USA |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44114-1306 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jul 30, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Property Address | 38 GESNER AVE, NYACK, NY 10960-4703 |
| Document Number | 0000021293 |
| Instrument Date | Jul 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2019 |
| Title Company | LSI TITLE COMPANY, LSI TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 38 GESNER AVE NYACK NY 109604703, NYACK, NY 10960-4703 |
| Document Number | 0000021293 |
|---|---|
| Date | Jul 31, 2019 |
| Instrument | 21293 |
| Name | KEYBANK USA |
|---|---|
| Type | Bank |
| Address | BROOKLYN, OH 44144 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
Source: Rockland County and Orangetown Town assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | New York |
| County | Rockland County |
| County Subdivision | Orangetown Town |
| Unified School District | Nyack Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $307,100 (-) Land $63,500 Building $243,600 | $899,531 (+4.36%) | |
| 2023 | $25,823.00 | $307,100 Land $63,500 Building $243,600 | $861,914 Land $178,221 Building $683,693 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 38 Gesner Ave in Zone X, an area of moderate flood risk, though there have been 27 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 27 (1979–2012) |
| Claims Outside the SFHA | 20 of 27 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 38 Gesner Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NYACK VILLAGE WATER SUPPLY serves 14,700 people · EPA ID NY4303666 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2022 |
| Lead | 6 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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