41 Garfield St, Springfield, MA 01108 Property Records

Hampden County and Springfield City property record for 41 Garfield St, Springfield, MA 01108

Property Summary

Property Type	Single Family Home
Details	6 bd · 1.5 ba · 2,381 sqft · built 1906
Lot Size	0.114 acres (4,975 sqft)
Owner	Individual Name on Record
Last Sale	$500,000 (Jun 2023)
Tax Bill	$5,436 (2026)
Deeds & Mortgages	Aug 2022 Mortgage Jun 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`SPRI S:05520 P:0044`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:05520 P:0044`
Alternative APN	`55200044`

Interior

Bedrooms	6 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,381 sqft Living Area
1st Floor Area	896 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1906
Effective Year Built	Effective 1906
Architectural Style	Colonial
Exterior Material	Wood Siding
Lot Area	4,975 sqft (0.114 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	55200044
Street Address	41 GARFIELD ST
City	SPRINGFIELD
State	MA
Zip	01108-2037
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	3
Census Block	3009
Census Tract	802101

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Forest Park Heights Historic District listed 1982 · 915 contributing resources · NRIS 82004942

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hampden County and Springfield City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	41 GARFIELD ST, SPRINGFIELD, MA 01108-2037
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2022	Deed of Trust, Mortgage · Second Mortgage (Down Payment) COMMUNITY BANK NA
Jun 23, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage MOVEMENT MORTGAGE
Feb 7, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage COMMUNITY BANK NA
Apr 19, 2018	Quit Claim Deed, Transfer · FHA Mortgage USAA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 23, 2023 · Amount on Record
Deed Sale	Jun 23, 2023 · Amount on Record
Prior Sale	Feb 7, 2022 · Amount on Record
Deed Book / Page	25052 / 301
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	41 GARFIELD ST, SPRINGFIELD, MA 01108-2037
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	024674-230
Date	Aug 9, 2022
Book Page	24674/230
Instrument	48162

Lender

Name	COMMUNITY BANK NA
Type	Bank

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2042

June 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Jun 23, 2023
Property Address	41 GARFIELD ST, SPRINGFIELD, MA 01108-2037
Document Number	025052-301
Book / Page	25052 / 301
Instrument Date	Jun 23, 2023
Instrument	28684
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1438 TROPICAL ST, KEY WEST, FL 33040-4906

Mortgage

Document Number	0000028685
Date	Jun 23, 2023
Instrument	28685

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

February 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Feb 7, 2022
Property Address	41 GARFIELD ST, SPRINGFIELD, MA 01108-2037
Document Number	024394-300
Book / Page	24394 / 300
Instrument Date	Feb 7, 2022
Instrument	8011
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	434 ADAMS ST # 436, 436, FREELAND, PA 18224-2108

Mortgage

Document Number	0000008012
Date	Feb 7, 2022
Instrument	8012

Lender

Name	COMMUNITY BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Apr 19, 2018
Property Address	41 GARFIELD ST, SPRINGFIELD, MA 01108-2037
Document Number	22137-373
Book / Page	022137 / 000373
Instrument Date	Apr 12, 2018
Instrument	20681
Transaction Type	Transfer
Record Updated	May 8, 2018

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$976.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	331 TIFFANY ST SPRINGFIELD MA 011083335, SPRINGFIELD, MA 01108-3335

Mortgage

Document Number	22137-377
Date	Apr 19, 2018
Book Page	022137/000377
Instrument	20682

Lender

Name	USAA

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 18, 2048

Tax Assessment & Valuation

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,436.00 (+21.42%)	$351,600 (+23.15%) Land $35,700 Building $315,900	$295,748 (-48.39%)
2025	$4,477.00 (+7.96%)	$285,500 (+17.39%) Land $36,800 Building $248,700	$573,040 (+1.91%)
2024			$562,305
2023	$4,147.00	$243,200 Land $34,700 Building $208,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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