11 Garfield St, Springfield, MA 01108 Property Records

Hampden County and Springfield City property record for 11 Garfield St, Springfield, MA 01108

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,160 sqft · built 1943
Lot Size	0.131 acres (5,719 sqft)
Owner	Individual Name on File
Last Sale	$235,000 (Jun 2023)
Tax Bill	$3,785 (2026)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`SPRI S:05520 P:0048`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:05520 P:0048`
Alternative APN	`55200048`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,160 sqft Living Area
1st Floor Area	888 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1943
Effective Year Built	Effective 1943
Architectural Style	Ranch
Exterior Material	Stucco
Lot Area	5,719 sqft (0.131 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	55200048
Street Address	11 GARFIELD ST
City	SPRINGFIELD
State	MA
Zip	01108-2009
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	3
Census Block	3010
Census Tract	802101

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Forest Park Heights Historic District listed 1982 · 915 contributing resources · NRIS 82004942

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

11 Garfield St is owned and occupied by an individual who bought it in June 2023.

Source: Hampden County and Springfield City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	11 GARFIELD ST, SPRINGFIELD, MA 01108-2009
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage MOVEMENT MORTGAGE
Aug 22, 2017	Deed of Trust, Mortgage · Closed-End Mortgage PENTAGON FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 22, 2023 · Amount on File
Deed Sale	Jun 22, 2023 · Amount on File
Prior Sale	Mar 31, 1997 · Amount on File
Deed Book / Page	25050 / 344
Record Updated	Oct 29, 2026

June 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Jun 22, 2023
Property Address	11 GARFIELD ST, SPRINGFIELD, MA 01108-2009
Document Number	025050-344
Book / Page	25050 / 344
Instrument Date	Jun 22, 2023
Instrument	28368
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	59 OLNEY AVE, SPRINGFIELD, MA 01119-1466

Mortgage

Document Number	0000028369
Date	Jun 22, 2023
Instrument	28369

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	11 GARFIELD ST, SPRINGFIELD, MA 01108-2009
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	21823-473
Date	Aug 22, 2017
Book Page	21823/473
Instrument	48841

Lender

Name	PENTAGON FCU
Type	Credit Union

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 1, 2032

Tax Assessment & Valuation

The 2026 property tax bill for 11 Garfield St was $3,785, up 5.4% from the year before.

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,785.00 (+5.37%)	$244,800 (+6.85%) Land $36,700 Building $208,100	$243,570 (-13.53%)
2025	$3,592.00	$229,100 Land $37,800 Building $191,300	$281,675 (+9.61%)
2024			$256,975
2023	$3,594.00	$210,800 Land $35,600 Building $175,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11 Garfield St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 11 Garfield St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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