Putnam County and Philipstown Town property record for 41 Garden St, Cold Spring, NY 10516
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,443 sqft · built 1961 |
| Lot Size | 0.118 acres (5,150 sqft) |
| Owner | Company Name on Record |
| Last Sale | $137,500 (Feb 2014) |
| Tax Bill | $10,928 (2024) |
| Deeds & Mortgages | Mar 2020 Line of Credit Jan 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 372601 48.8-2-27 |
| Primary APN | 372601 48.8-2-27 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,443 sqft Living Area |
| 1st Floor Area | 1,443 sqft |
| Game Room | Game Room |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Lot Area | 5,150 sqft (0.118 acres) |
| Lot Dimensions | 103 ft deep x 50 ft wide |
| View / Lot | Lake Front |
| Garage Type | Detached |
| Garage Area | 364 sqft |
| Parking Spaces | 1 Parking Space |
| Canopy | 234 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 026850 |
|---|---|
| Street Address | 41 GARDEN ST |
| City | COLD SPRING |
| State | NY |
| Zip | 10516-2804 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Block | 2 |
| Legal Lot Number | 27.00 |
| Jurisdiction | PUTNAM NY |
| Township / Civil Division | PHILIPSTOWN |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 10700 |
Source: Putnam County and Philipstown Town records, as of April 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 41 GARDEN ST, COLD SPRING, NY 10516-2804 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Mar 25, 2020 | Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO |
| Jan 19, 2021 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 24, 2014 · Amount on Record |
| Deed Sale | Feb 24, 2014 · Amount on Record |
| Deed Document Number | 20141500360 |
| Deed Book / Page | 1944 / 323 |
| Prior Transfer Date | Feb 21, 2014 |
| Prior Transfer Doc | 0019440323 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM NY |
| Property Address | 41 GARDEN ST, COLD SPRING, NY 10516-2804 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Title Company | TITLE365 OMAHA |
| Name | Verified Name |
|---|
| Document Number | 0070540197 |
|---|---|
| Date | Mar 25, 2020 |
| Book Page | 7054/197 |
| Instrument | 2457-2020 |
| Name | MANUFACTURERS & TRADERS TRUST CO |
|---|---|
| Type | Bank |
| Address | COLD SPRING, NY 10516 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PUTNAM NY |
| Recording Date | Jan 19, 2021 |
| Property Address | 41 GARDEN ST, COLD SPRING, NY 10516-2804 |
| Document Number | 0021960090 |
| Book / Page | 002196 / 000090 |
| Instrument Date | Jan 4, 2021 |
| Instrument | 704 |
| Transaction Type | Transfer |
| Record Updated | Feb 5, 2021 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Irrevocable Trust |
| Address | 41 GARDEN ST COLD SPRING NY 105162804, COLD SPRING, NY 10516-2804 |
Source: Putnam County and Philipstown Town assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Putnam County |
| County Subdivision | Philipstown Town |
| Municipality | Cold Spring Village |
| Unified School District | Haldane Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $175,400 (-) Land $41,200 Building $134,200 | $571,894 (+10.07%) | |
| 2024 | $10,928.00 | $175,400 (-) Land $41,200 Building $134,200 | $519,550 (+4.32%) |
| 2023 | $175,400 (-) Land $41,200 Building $134,200 | $498,012 (+11.73%) Land $116,979 Building $381,033 | |
| 2022 | $175,400 Land $41,200 Building $134,200 | $445,743 Land $104,701 Building $341,042 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 9 (2011–2024) |
| Claims Outside the SFHA | 6 of 9 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLD SPRING VILLAGE serves 2,666 people · EPA ID NY3903652 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fixed Wireless | 300 / 20 |
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