Putnam County and Philipstown Town property record for 28 Garden St, Cold Spring, NY 10516
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,900 sqft · built 1908 |
| Lot Size | 0.091 acres (4,000 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $11,304 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 372601 48.8-2-35 |
| Primary APN | 372601 48.8-2-35 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,900 sqft Living Area |
| Gross Area | 2,278 sqft |
| 1st Floor Area | 950 sqft |
| 2nd Floor Area | 950 sqft |
| Year Built | Built 1908 |
|---|---|
| Effective Year Built | Effective 1908 |
| Architectural Style | Old Style |
| Exterior Material | Wood |
| Lot Area | 4,000 sqft (0.091 acres) |
| Lot Dimensions | 100 ft deep x 40 ft wide |
| View / Lot | Lake Front |
| Porch | Enclosed Porch |
| Porch Area | 378 sqft |
| Patio Area | 552 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 008900 |
|---|---|
| Street Address | 28 GARDEN ST |
| City | COLD SPRING |
| State | NY |
| Zip | 10516-2803 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Block | 2 |
| Legal Lot Number | 35.00 |
| Jurisdiction | PUTNAM NY |
| Township / Civil Division | PHILIPSTOWN |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 10700 |
28 Garden St is owned and occupied by an individual who acquired it in April 2003.
Source: Putnam County and Philipstown Town records, as of April 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 28 GARDEN ST, COLD SPRING, NY 10516-2803 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Apr 23, 2003 |
| Transfer Doc | 1640000016 |
| Record Updated | Jun 8, 2026 |
Source: Putnam County and Philipstown Town assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Putnam County |
| County Subdivision | Philipstown Town |
| Municipality | Cold Spring Village |
| Unified School District | Haldane Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $194,000 Land $37,500 Building $156,500 | $632,540 | |
| 2024 | $11,304.00 | ||
| 2023 | $194,000 (-) Land $37,500 Building $156,500 | $550,823 (+11.73%) Land $106,474 Building $444,349 | |
| 2022 | $194,000 Land $37,500 Building $156,500 | $493,011 Land $95,299 Building $397,712 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 28 Garden St in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 9 (2011–2024) |
| Claims Outside the SFHA | 6 of 9 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 28 Garden St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLD SPRING VILLAGE serves 2,666 people · EPA ID NY3903652 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fixed Wireless | 300 / 20 |
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