41 Fruit St, Byfield, MA 01922 Property Records

Essex County and Newbury Town property record for 41 Fruit St, Byfield, MA 01922 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,182 sqft · built 1957
Lot Size	0.886 acres (38,599 sqft)
Owner	Individual Name on File
Last Sale	$455,000 (Apr 2019)
Tax Bill	$4,580 (2025)
Deeds & Mortgages	Jul 2025 Line of Credit Jun 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`NEWB M:0R20 B:0000 L:00005`

Property Details

APN / Parcel Number

Primary APN	`NEWB M:0R20 B:0000 L:00005`
Alternative APN	`NBRY M:0R20 B:0000 L:00005`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,182 sqft Living Area
Gross Area	4,081 sqft
Basement Area	960 sqft
Unfinished Basement	960 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	38,599 sqft (0.886 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	41 FRUIT ST
City	BYFIELD
State	MA
Zip	01922-1416
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	5
Jurisdiction	NEWBURY MA
Township / Civil Division	NEWBURY
Census Block Group	5
Census Block	5031
Census Tract	269100

Owner

Source: Essex County and Newbury Town records · APN NEWB M:0R20 B:0000 L:00005

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	41 FRUIT ST, BYFIELD, MA 01922-1416
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 03, 2025	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Jun 19, 2018	Deed of Trust, Mortgage HANSCOM FCU
Feb 23, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance AMERICAN PACIFIC MORTGAGE
Apr 24, 2019	Quit Claim Deed, Transfer · Conventional Mortgage SYNERGY ONE LNDG

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 24, 2019 · Amount on Record
Deed Sale	Apr 24, 2019 · Amount on Record
Deed Document Number	201920190424002880
Deed Book / Page	37460 / 209
Record Updated	Sep 20, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWBURY MA
Property Address	41 FRUIT ST, NEWBURY, MA 01922-1416
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	042814-401
Date	Jul 03, 2025
Book Page	42814/401
Instrument	20250703001670

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Aug 01, 2050

Interest

Rate Type	Adjustable Rate

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWBURY MA
Property Address	41 FRUIT ST, NEWBURY, MA 01922-1416
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	36798-531
Date	Jun 19, 2018
Book Page	36798/531
Instrument	206

Lender

Name	HANSCOM FCU
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2048

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWBURY MA
Property Address	41 FRUIT ST, NEWBURY, MA 01922-1416
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	39561-174
Date	Feb 23, 2021
Book Page	39561/174
Instrument	20210223002380

Lender

Name	AMERICAN PACIFIC MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2051

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEWBURY MA
Recording Date	Apr 24, 2019
Property Address	41 FRUIT ST, NEWBURY, MA 01922-1416
Document Number	37460-209
Book / Page	037460 / 000209
Instrument Date	Apr 24, 2019
Instrument	1904242880
Transaction Type	Transfer
Record Updated	May 14, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,074.80
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 FRUIT ST NEWBURY MA 01922, NEWBURY, MA 01922

Mortgage

Document Number	37460-211
Date	Apr 24, 2019
Book Page	037460/000211
Instrument	1904242890

Lender

Name	SYNERGY ONE LNDG

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 23, 2049

Tax Assessment & Valuation

Source: Essex County and Newbury Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Newbury Town
Unified School District	Triton School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,580.00 (+1.04%)	$614,700 (+4.15%) Land $275,100 Building $339,600	$593,465
2024	$4,533.00 (-1.33%)	$590,200 (+11.38%) Land $275,100 Building $315,100
2023	$4,594.00	$529,900 Land $275,100 Building $254,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092691005, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force
Nearby Flood Claims	8 (1978–2014)
Claims Outside the SFHA	3 of 8
Most Recent Claim	Dec 2014, rainfall accumulation
Claims By Storm	Coastal Storms, Flood, Ice & Snow, Feb 1978 · 4 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 58% of Massachusetts
Wildfire Likelihood	About 1 in 9,091 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 56 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fiber	980 / 880

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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