20 Fruit St, Byfield, MA 01922 Property Records

Essex County and Newbury Town property record for 20 Fruit St, Byfield, MA 01922 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,652 sqft · built 1958
Lot Size	0.944 acres (41,121 sqft)
Owner	2 Individual Names on File
Last Sale	$635,000 (Nov 2024)
Tax Bill	$4,070 (2025)
Deeds & Mortgages	Mar 2023 Mortgage Jan 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`NEWB M:0R20 B:0000 L:00024`

Property Details

APN / Parcel Number

Primary APN	`NEWB M:0R20 B:0000 L:00024`
Alternative APN	`NBRY M:0R20 B:0000 L:00024`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,652 sqft Living Area
Gross Area	3,170 sqft
Basement Area	1,560 sqft
Unfinished Basement	468 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	41,121 sqft (0.944 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	20 FRUIT ST
City	BYFIELD
State	MA
Zip	01922-1415
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	24
Jurisdiction	NEWBURY MA
Township / Civil Division	NEWBURY
Census Block Group	5
Census Block	5036
Census Tract	269100

Owner

Source: Essex County and Newbury Town records · APN NEWB M:0R20 B:0000 L:00024

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	20 FRUIT ST, BYFIELD, MA 01922-1415
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2023	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Jan 05, 2022	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Jan 31, 2019	Quit Claim Deed, Transfer · FHA Mortgage NEW FED MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 08, 2024 · Amount on Record
Deed Sale	Nov 08, 2024 · Amount on Record
Prior Sale	Jan 31, 2019 · Amount on Record
Deed Document Number	20244040
Deed Book / Page	42424 / 438
Record Updated	Sep 20, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWBURY MA
Property Address	20 FRUIT ST, NEWBURY, MA 01922-1415
Transaction Type	Mortgage
Record Updated	Aug 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0041477-97
Date	Mar 15, 2023
Book Page	41477/97
Instrument	20230315001100

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	337 Months
Due	Apr 01, 2051

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWBURY MA
Property Address	20 FRUIT ST, NEWBURY, MA 01922-1415
Transaction Type	Mortgage
Record Updated	Aug 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0040634-28
Date	Jan 05, 2022
Book Page	40634/28
Instrument	20220105001450

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Feb 01, 2051

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEWBURY MA
Recording Date	Jan 31, 2019
Property Address	20 FRUIT ST, NEWBURY, MA 01922-1415
Document Number	37306-291
Book / Page	37306 / 291
Instrument Date	Jan 31, 2019
Instrument	20190131004960
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 TAYLOR ST # 2, 2, SAUGUS, MA 01906-2135

Mortgage

Document Number	190131004970
Date	Jan 31, 2019
Instrument	190131004970

Lender

Name	NEW FED MORTGAGE CORP

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Newbury Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Newbury Town
Unified School District	Triton School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,070.00 (+0.3%)	$546,300 (+3.39%) Land $279,200 Building $267,100	$600,400
2024	$4,058.00 (-2.12%)	$528,400 (+10.5%) Land $279,200 Building $249,200
2023	$4,146.00	$478,200 Land $279,200 Building $199,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092691005, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force
Nearby Flood Claims	8 (1978–2014)
Claims Outside the SFHA	3 of 8
Most Recent Claim	Dec 2014, rainfall accumulation
Claims By Storm	Coastal Storms, Flood, Ice & Snow, Feb 1978 · 4 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 58% of Massachusetts
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 101 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fiber	980 / 880
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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