41 Fred St, Lowell, MA 01850 Property Records

Middlesex County and Lowell City property record for 41 Fred St, Lowell, MA 01850

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,233 sqft · built 1910
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (May 2024)
Tax Bill	$4,016 (2025)
Deeds & Mortgages	Aug 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`I00140`

Property Details

APN / Parcel Number

Primary APN	`I00140`
Alternative APNs	`LOWE M:132 B:2450 L:41` `M:000132 T:I00140`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,233 sqft Living Area
Gross Area	1,982 sqft
1st Floor Area	777 sqft
Basement Area	605 sqft
Unfinished Basement	605 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,098 sqft (0.14 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	I00140
Street Address	41 FRED ST
City	LOWELL
State	MA
Zip	01850-1105
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TSF
Legal Subdivision	11 HARLOW STREET
Legal Block	2450
Legal Lot Number	41
Jurisdiction	LOWELL MA
Township / Civil Division	LOWELL
Census Block Group	5
Census Block	5011
Census Tract	310300

Owner

Source: Middlesex County and Lowell City records · APN I00140

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	41 FRED ST, LOWELL, MA 01850-1105
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 07, 2024 · Amount on Record
Deed Sale	May 07, 2024 · Amount on Record
Prior Sale	Jan 14, 2005 · Amount on Record
Deed Document Number	202412312
Deed Book / Page	38471 / 242
Record Updated	Sep 20, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Property Address	41 FRED ST, LOWELL, MA 01850-1105
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	32324-118
Date	Aug 14, 2018
Book Page	32324/118
Instrument	35087

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Aug 01, 2033

Tax Assessment & Valuation

Source: Middlesex County and Lowell City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,016.00 (+4.39%)	$349,800 (+8.3%) Land $135,400 Building $214,400	$326,040 (+0.29%)
2024	$3,847.00 (+9.23%)	$323,000 (+13.89%) Land $121,000 Building $202,000	$325,090
2023	$3,522.00	$283,600 Land $97,800 Building $185,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

Based on FCC filings for 633 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	LOWELL REGIONAL WATER UTILITY serves 120,418 people
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.