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39 Fred St, Lowell, MA 01850 Property Records

Middlesex County and Lowell City property record for 39 Fred St, Lowell, MA 01850

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,175 sqft · built 1910
Lot Size0.14 acres (6,098 sqft)
Owner2 Individual Names on Record
Last Sale$300,000 (Sep 2018)
Tax Bill$4,716 (2026)
Deeds & MortgagesSep 2018 Sale & Mortgage
Jun 2018 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNL05990

Property Details

APN / Parcel Number

Primary APNL05990
Alternative APNs
  • LOWE M:132 B:2450 L:39
  • M:000132 T:L05990

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,175 sqft Living Area
Gross Area2,176 sqft
1st Floor Area823 sqft
Basement Area823 sqft
Unfinished Basement823 sqft

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,098 sqft (0.14 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account NumberL05990
Street Address39 FRED ST
CityLOWELL
StateMA
Zip01850-1105
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeTSF
Legal Block2450
Legal Lot Number39
JurisdictionLOWELL MA
Township / Civil DivisionLOWELL
Census Block Group5
Census Block5011
Census Tract310300

Owner

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address39 FRED ST, LOWELL, MA 01850-1105
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 18, 2018Quit Claim Deed, Transfer
SALEM FIVE MTG CO
Jun 26, 2018Deed of Trust, Mortgage · Conventional with PMI
BELVIDERE CAP LLC
Jun 6, 2018Foreclosure

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 18, 2018 · Amount on Record
Deed SaleSep 18, 2018 · Amount on Record
Prior SaleJun 28, 2018 · Amount on Record
Deed Book / Page32416 / 122
Transfer Doc032416-122
Record UpdatedOct 29, 2026

September 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLOWELL MA
Recording DateSep 18, 2018
Property Address39 FRED ST, LOWELL, MA 01850-1105
Document Number32416-122
Book / Page32416 / 122
Instrument40863
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$26.20
Amount AccuracyFull Amount Stated
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants

Mortgage

Document Number324160124
DateSep 18, 2018
Instrument32416/0124
Lender
NameSALEM FIVE MTG CO
Agreement
AmountAmount Recorded
Term360 Months
DueSep 18, 2048

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWELL MA
Property Address39 FRED ST, LOWELL, MA 01850-1105
Document Number0000296796
Instrument DateJun 26, 2018
Transaction TypeMortgage
Record UpdatedJul 31, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address39 FRED ST LOWELL MA 018501105, LOWELL, MA 01850-1105

Mortgage

Document Number0000296796
DateJun 28, 2018
Instrument296796
Lender
NameBELVIDERE CAP LLC
Agreement
TypeConventional with PMI
AmountAmount Recorded

June 2018: Foreclosure

Document TypeForeclosure
JurisdictionLOWELL MA
Recording DateJun 6, 2018
Property Address39 FRED ST, LOWELL, MA 01850-1105
Document Number32130-139
Book / Page032130 / 000139
Instrument DateMay 9, 2018
Instrument22882
Transaction TypeForeclosure
Record UpdatedJun 26, 2018

Transaction

AmountAmount Recorded
Tax$906.98
Amount AccuracyConfirmed

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTrust
Address3217 DECKER LAKE DR SALT LAKE CITY UT 841193284, SALT LAKE CITY, UT 84119-3284
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityLowell City
Unified School DistrictLowell School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,716.00 (+8.41%)$415,500 (+9.66%) Land $153,000 Building $262,500$481,590 (+31.4%)
2025$4,350.00 (+4.14%)$378,900 (+8.04%) Land $135,400 Building $243,500$366,510 (+0.99%)
2024$4,177.00 (+8.66%)$350,700 (+13.31%) Land $121,000 Building $229,700$362,900
2023$3,844.00$309,500 Land $97,800 Building $211,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOWELL REGIONAL WATER UTILITY
serves 120,418 people · EPA ID MA3160000
Water SourceSurface water
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2017
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 633 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

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