41 Franklin St, Biddeford, ME 04005 Property Records

York County and Biddeford City property record for 41 Franklin St, Biddeford, ME 04005

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	3 ba · 2,574 sqft · built 1923
Lot Size	0.02 acres (871 sqft)
Owner	Individual Name on File
Last Sale	$212,700 (Apr 2020)
Tax Bill	$4,189 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`BIDD M:38 L:391-1`

Property Details

APN / Parcel Number

Primary APN	`BIDD M:38 L:391-1`
Alternative APNs	`M:38 L:391=1` `383910010`

Interior

Full Baths	3 Baths
Units	6 Units
Stories	3 Stories
Building Area	2,574 sqft Total Area
Gross Area	3,432 sqft
1st Floor Area	858 sqft
Basement Area	858 sqft
Unfinished Basement	858 sqft

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Architectural Style	Condo/Apartment
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Roof Type	Flat
Roof Material	Tar & Gravel
Lot Area	871 sqft (0.02 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	383910010
Street Address	41 FRANKLIN ST
City	BIDDEFORD
State	ME
Zip	04005-2527
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Local Zoning Code	MSRD1
Legal Lot Number	391-1
Jurisdiction	BIDDEFORD ME
Township / Civil Division	BIDDEFORD
Census Block Group	2
Census Block	2007
Census Tract	25206

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Biddeford Main Street Historic District listed 2009 · 52 contributing resources · NRIS 09001146

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

41 Franklin St, a commercial property, is owned by an individual who bought it in April 2020.

Source: York County and Biddeford City records, as of May 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	30 EVERETT AVE, SOUTH PORTLAND, ME 04106-3003
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2021	Deed of Trust, Mortgage · FHA Mortgage CALIBER HOME LOANS INC
Apr 14, 2020	Warranty Deed, Transfer · FHA Mortgage NORTHPOINT MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 14, 2020 · Amount on File
Deed Sale	Apr 14, 2020 · Amount on File
Prior Sale	Dec 27, 2016 · Amount on File
Deed Document Number	20202020016164
Deed Book / Page	18219 / 278
Transfer Doc	0173920409
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BIDDEFORD ME
Property Address	41 FRANKLIN ST, BIDDEFORD, ME 04005-2527
Transaction Type	Mortgage
Record Updated	May 3, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0186080225
Date	Mar 30, 2021
Book Page	18608/225
Instrument	2021018000

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BIDDEFORD ME
Recording Date	Apr 14, 2020
Property Address	41 FRANKLIN ST, BIDDEFORD, ME 04005-4458
Document Number	0182190278
Book / Page	18219 / 278
Instrument Date	Apr 13, 2020
Instrument	2020016164
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 EXCHANGE ST APT 412, 412, PORTLAND, ME 04101-5286

Mortgage

Document Number	2020016165
Date	Apr 14, 2020
Instrument	2020016165

Lender

Name	NORTHPOINT MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 41 Franklin St was $4,189, up 6.5% from the year before.

Source: York County and Biddeford City assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
Municipality	Biddeford City
Unified School District	Biddeford (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,189.00 (+6.45%)	$280,400 (+1.34%) Land $95,600 Building $184,800
2024	$3,935.00 (+8.4%)	$276,700 (-) Land $95,600 Building $181,100
2023	$3,630.00 (-7.26%)	$276,700 (+16.02%) Land $95,600 Building $181,100
2022	$3,914.00	$238,500 Land $73,500 Building $165,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 41 Franklin St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2011 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 41 Franklin St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 455 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Fidium Fiber Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Great Works Internet, Premium Choice Broadband.

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