39 Franklin St, Biddeford, ME 04005 Property Records

York County and Biddeford City property record for 39 Franklin St, Biddeford, ME 04005

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	10 bd · 10 ba · 6,600 sqft · built 1920
Lot Size	0.09 acres (3,920 sqft)
Owner	Company Name on File
Last Sale	$555,000 (Sep 2020)
Tax Bill	$9,072 (2025)
Deeds & Mortgages	Mar 2023 Refinance Mar 2023 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`BIDD M:38 L:391`

Property Details

APN / Parcel Number

Primary APN	`BIDD M:38 L:391`
Alternative APN	`383910000`

Interior

Bedrooms	10 Beds
Full Baths	10 Baths
Units	18 Units
Stories	3 Stories
Building Area	6,600 sqft Total Area
Gross Area	9,400 sqft
1st Floor Area	2,200 sqft
Basement Area	2,200 sqft
Unfinished Basement	2,200 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Condo/Apartment
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,920 sqft (0.09 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	383910000
Street Address	39 FRANKLIN ST
City	BIDDEFORD
State	ME
Zip	04005-2566
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Local Zoning Code	MSRD1
Legal Lot Number	391
Jurisdiction	BIDDEFORD ME
Township / Civil Division	BIDDEFORD
Census Block Group	2
Census Block	2007
Census Tract	25206

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Biddeford Main Street Historic District listed 2009 · 52 contributing resources · NRIS 09001146

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

39 Franklin St, a commercial property, is owned by a company that bought it in September 2020.

Source: York County and Biddeford City records, as of May 22, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 47, BIDDEFORD, ME 04005-0047
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance KATHADIN TRUST CO
Mar 23, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance KATHADIN TRUST CO
Sep 10, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage KATHADIN TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 10, 2020 · Amount on File
Deed Sale	Sep 10, 2020 · Amount on File
Prior Sale	Jan 3, 2018 · Amount on File
Deed Document Number	20202020044374
Deed Book / Page	18372 / 333
Record Updated	Sep 20, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BIDDEFORD ME
Property Address	39 FRANKLIN ST, BIDDEFORD, ME 04005-2566
Transaction Type	Mortgage
Record Updated	Apr 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0192120672
Date	Mar 23, 2023
Book Page	19212/672
Instrument	2023007603

Lender

Name	KATHADIN TRUST CO
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BIDDEFORD ME
Property Address	39 FRANKLIN ST, BIDDEFORD, ME 04005-2566
Transaction Type	Mortgage
Record Updated	Apr 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0192120467
Date	Mar 23, 2023
Book Page	19212/467
Instrument	2023007558

Lender

Name	KATHADIN TRUST CO
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BIDDEFORD ME
Recording Date	Sep 10, 2020
Property Address	39 FRANKLIN ST, BIDDEFORD, ME 04005-2566
Document Number	0183720333
Book / Page	18372 / 333
Instrument Date	Sep 9, 2020
Instrument	2020044374
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 47, BIDDEFORD, ME 04005-0047

Mortgage

Document Number	2020044375
Date	Sep 10, 2020
Instrument	2020044375

Lender

Name	KATHADIN TRUST CO
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 39 Franklin St was $9,072, up 6.6% from the year before.

Source: York County and Biddeford City assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
Municipality	Biddeford City
Unified School District	Biddeford (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$9,072.00 (+6.62%)	$607,200 (+1.47%) Land $155,200 Building $452,000
2024	$8,509.00 (+8.38%)	$598,400 (-) Land $155,200 Building $443,200
2023	$7,851.00 (+15.64%)	$598,400 (+44.65%) Land $155,200 Building $443,200
2022	$6,789.00	$413,700 Land $119,400 Building $294,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 39 Franklin St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2011 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 39 Franklin St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 455 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Fidium Fiber Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Great Works Internet, Premium Choice Broadband.

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