Campbell County property record for 41 Forest Ave, Fort Thomas, KY 41075
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,508 sqft · built 1920 |
| Lot Size | 0.177 acres (7,738 sqft) |
| Owner | Individual Name on File |
| Last Sale | $235,000 (Jan 2018) |
| Tax Bill | $926 (2025) |
| Deeds & Mortgages | Apr 2017 Line of Credit Jan 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 999-99-16-285.00 |
| Primary APN | 999-99-16-285.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Stories | 2 Stories |
| Building Area | 1,508 sqft Living Area |
| Year Built | Built 1920 |
|---|---|
| Exterior Material | Wood |
| Roof Type | Gambrel |
| Roof Material | Composition Shingle |
| Lot Area | 7,738 sqft (0.177 acres) |
| Lot Dimensions | 146 ft deep x 53 ft wide |
| Garage Type | Detached |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Old Parcel Number | 9999916285.00 |
|---|---|
| Street Address | 41 FOREST AVE |
| City | FORT THOMAS |
| State | KY |
| Zip | 41075-1514 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 13 HELM HAFER 53 X 146 |
| Legal Subdivision | HELM ESTATE |
| Legal Lot Number | 13 |
| Jurisdiction | CAMPBELL KY |
| Township / Civil Division | NEWPORT-FORT THOMAS |
| Census Block Group | 2 |
| Census Block | 2040 |
| Census Tract | 52301 |
41 Forest Ave is owned and occupied by an individual who bought it in January 2018.
Source: Campbell County records, as of March 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 41 FOREST AVE, FORT THOMAS, KY 41075-1514 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 12, 2017 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Jan 17, 2018 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN MORTGAGE SERVICE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 17, 2018 · Amount on File |
| Deed Sale | Jan 17, 2018 · Amount on File |
| Prior Sale | Mar 2, 2012 · Amount on File |
| Deed Document Number | 5068309 |
| Deed Book / Page | D791 / 533 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Property Address | 41 FOREST AVE, FORT THOMAS, KY 41075-1514 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0005054991 |
|---|---|
| Date | Apr 12, 2017 |
| Book Page | M2105/575 |
| Instrument | 5054991 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Mar 23, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Recording Date | Jan 17, 2018 |
| Property Address | 41 FOREST AVE, FORT THOMAS, KY 41075-1514 |
| Document Number | 0005068309 |
| Book / Page | D791 / 533 |
| Map Reference | MB 56 PG 220 |
| Instrument Date | Jan 9, 2018 |
| Instrument | 5068309 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2022 |
| Title Company | SPRINGDALE TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $235.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8440 SUSANN LN, 8440, CINCINNATI, OH 45215-5013 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 41 FOREST AVE, FORT THOMAS, KY 41075-1514 |
| Document Number | 0005068310 |
|---|---|
| Date | Jan 17, 2018 |
| Instrument | 5068310 |
| Name | AMERICAN MORTGAGE SERVICE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2048 |
The 2025 property tax bill for 41 Forest Ave was $926.
Source: Campbell County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Campbell County |
| Municipality | Fort Thomas City |
| Unified School District | Fort Thomas Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $926.00 | $251,100 Land $35,000 Building $216,100 | $251,100 Land $35,000 Building $216,100 |
| 2023 | $991.00 (-2.46%) | $251,100 (-) Land $35,000 Building $216,100 | $251,100 (-) Land $35,000 Building $216,100 |
| 2022 | $1,016.00 | $251,100 Land $35,000 Building $216,100 | $251,100 Land $35,000 Building $216,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 41 Forest Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2016.
Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (2016) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jul 2016 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 41 Forest Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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