41 E Main St, Phillipsburg, OH 45354 Property Records

Montgomery County property record for 41 E Main St, Phillipsburg, OH 45354

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,776 sqft · built 1903
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$132,000 (Sep 2026)
Tax Bill	$3,506 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Mar 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`C08-00107-0015`

Property Details

APN / Parcel Number

Primary APN	`C08-00107-0015`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,776 sqft Living Area
Gross Area	1,860 sqft
1st Floor Area	644 sqft

Exterior

Year Built	Built 1903
Effective Year Built	Effective 1903
Architectural Style	Old Style
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Carport
Garage Area	240 sqft
Carport	Carport
Carport Area	240 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	288 sqft
Shed	1 Shed
Shed Area	900 sqft
Pole Barn	576 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	41 E MAIN ST
City	PHILLIPSBURG
State	OH
Zip	45354-3518
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	60
Legal Subdivision	TOWN/PHILLIPSBURG
Legal Lot Number	15
Jurisdiction	MONTGOMERY OH
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1033
Census Tract	130101

Owner

Source: Montgomery County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	41 E MAIN ST, PHILLIPSBURG, OH 45354-3518
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2026	Warranty Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK
Mar 28, 2017	Grant Deed, Construction Loan · Line of Credit UNION SVGS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 22, 2026 · Amount on Record
Deed Sale	Sep 22, 2026 · Amount on Record
Prior Sale	Oct 4, 2016 · Amount on Record
Deed Document Number	202656777
Prior Transfer Date	Sep 30, 2016
Prior Transfer Doc	0000054955
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Sep 22, 2026
Property Address	41 E MAIN ST, PHILLIPSBURG, OH 45354-3518
Document Number	0000056777
Instrument Date	Aug 31, 2026
Instrument	202656777
Transaction Type	Transfer
Record Updated	Oct 1, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$39,996.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 E MAIN ST, PHILLIPSBURG, OH 45354-3518

Mortgage

Document Number	0000056778,
Date	Sep 22, 2026
Instrument	202656778

Lender

Name	UNION SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

March 2017: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Mar 28, 2017
Property Address	41 E MAIN ST, PHILLIPSBURG, OH 45354
Document Number	0000018375
Instrument Date	Feb 28, 2017
Instrument	18375
Transaction Type	Construction Loan
Record Updated	Apr 11, 2017
Title Company	LANDMARK TITLE, LANDMARK TITLE AGENCY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	119 KRUG DR UNION OH 453228723, UNION, OH 45322-8723

Mortgage

Document Number	18427
Date	Mar 28, 2017
Instrument	18427

Lender

Name	UNION SVGS
Type	Federal Savings Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
County Subdivision	Clay Township
Municipality	Phillipsburg Village
Unified School District	Northmont City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,506.00	$44,570 (-) Land $8,540 Building $36,030	$127,330 (-) Land $24,390 Building $102,940
2024	$3,506.00 (+8.54%)
2023	$3,230.00 (+4.97%)	$44,570 (+41%) Land $8,540 Building $36,030	$127,330 (+40.99%) Land $24,390 Building $102,940
2022	$3,077.00	$31,610 Land $6,060 Building $25,550
2020			$90,310 Land $17,300 Building $73,010

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2013 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PHILLIPSBURG VILLAGE PWS serves 490 people · EPA ID OH5702112
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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