38 E Main St, Phillipsburg, OH 45354 Property Records

Montgomery County property record for 38 E Main St, Phillipsburg, OH 45354

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,000 sqft · built 1919
Lot Size	0.257 acres (11,204 sqft)
Owner	Individual Name on Record
Last Sale	$115,000 (Oct 2025)
Tax Bill	$3,280 (2025)
Deeds & Mortgages	Oct 2025 Sale Mar 2022 Foreclosure + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C08-00107-0003`

Property Details

APN / Parcel Number

Primary APN	`C08-00107-0003`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,000 sqft Living Area
1st Floor Area	600 sqft

Exterior

Year Built	Built 1919
Effective Year Built	Effective 1919
Architectural Style	Old Style
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	11,204 sqft (0.257 acres)
Lot Dimensions	135 ft deep x 83 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Porch Area	432 sqft

Utilities, Heating & Cooling

Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	38 E MAIN ST
City	PHILLIPSBURG
State	OH
Zip	45354
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	76
Legal Subdivision	VILLAGE/PHILLIPSBURG
Legal Lot Number	3
Jurisdiction	MONTGOMERY OH
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1024
Census Tract	130101

Owner

Source: Montgomery County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7319 CHATHAM CT, D, WEST CHESTER, OH 45069-6375
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2025	Warranty Deed, Transfer HOMETOWN TITLE INC, HOMETOWN TITLE
Mar 31, 2022	Sheriff's Deed, Foreclosure
Mar 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage WRIGHTPATT CU INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 24, 2025 · Amount on Record
Deed Sale	Oct 24, 2025 · Amount on Record
Prior Sale	Mar 31, 2022 · Amount on Record
Deed Document Number	202559631
Record Updated	Oct 29, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Oct 24, 2025
Property Address	38 E MAIN ST, PHILLIPSBURG, OH 45354
Document Number	0000059631
Instrument Date	Oct 10, 2025
Instrument	2025-00059631
Transaction Type	Transfer
Record Updated	Nov 6, 2025
Title Company	HOMETOWN TITLE INC, HOMETOWN TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7319 CHATHAM CT, WEST CHESTER, OH 45069-6374

March 2022: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Mar 31, 2022
Property Address	38 E MAIN ST, PHILLIPSBURG, OH 45354
Document Number	0000022249
Instrument Date	Mar 4, 2022
Instrument	2022-00022249
Transaction Type	Foreclosure
Record Updated	Apr 19, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7184 GREGORY CREEK LN, WEST CHESTER, OH 45069-1566
Investor	Possibly a Property Investor

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	38 E MAIN ST, PHILLIPSBURG, OH 45354
Document Number	0000018619
Instrument Date	Mar 17, 2020
Transaction Type	Mortgage
Record Updated	Jun 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	38 E MAIN ST PHILLIPSBURG OH 45354, PHILLIPSBURG, OH 45354

Mortgage

Document Number	0000018619
Date	Mar 25, 2020
Instrument	18619

Lender

Name	WRIGHTPATT CU INC
Address	BEAVERCREEK, OH 45431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 24, 2035

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
County Subdivision	Clay Township
Municipality	Phillipsburg Village
Unified School District	Northmont City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,280.00	$39,200 (-) Land $9,810 Building $29,390	$112,020 (-) Land $28,040 Building $83,980
2024	$3,280.00 (+10.59%)	$39,200 (-) Land $9,810 Building $29,390
2023	$2,966.00 (-14.05%)	$39,200 (+40.96%) Land $9,810 Building $29,390	$112,020 (+40.99%) Land $28,040 Building $83,980
2022	$3,451.00	$27,810 Land $6,960 Building $20,850
2020			$79,450 Land $19,890 Building $59,560

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2013 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PHILLIPSBURG VILLAGE PWS serves 490 people · EPA ID OH5702112
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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