41 E Cheshire Dr, Saint Charles, MO 63303 Property Records

St. Charles County property record for 41 E Cheshire Dr, Saint Charles, MO 63303

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,628 sqft · built 1964
Lot Size	0.539 acres (23,460 sqft)
Owner	2 Trust Names on File
Last Sale	$150,000 (Nov 2010)
Tax Bill	$2,783 (2022)
Deeds & Mortgages	Nov 2024 Transfer
Flood Zone	Zone X (minimal risk)
APN	`147600A000`

Property Details

APN / Parcel Number

Primary APN	`147600A000`
Alternative APN	`6-0011-4229-00-0041.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,628 sqft Living Area
Gross Area	3,496 sqft
1st Floor Area	1,628 sqft
Basement Area	1,316 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Ranch
Exterior Material	Brick/Stone
Roof Type	Hip
Roof Material	Asphalt
Lot Area	23,460 sqft (0.539 acres)
Lot Dimensions	138 ft deep x 170 ft wide
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	140 sqft
Patio Area	32 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	147600A000
Street Address	41 E CHESHIRE DR
City	SAINT CHARLES
State	MO
Zip	63303-3368
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AF0
Legal Description	CHESHIRE SUB LOT 41
Legal Subdivision	CHESHIRE
Legal Lot Number	41
Jurisdiction	ST CHARLES MO
Township / Civil Division	ZUMBEHL
Census Block Group	1
Census Block	1041
Census Tract	311212

Owner

41 E Cheshire Dr is owner-occupied and held in a trust since November 2024.

Source: St. Charles County records, as of August 7, 2026

Owner of Record	2 Trust Names on File
Mailing Address	41 E CHESHIRE DR, SAINT CHARLES, MO 63303-3368
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 9, 2010 · Amount on File
Deed Sale	Nov 9, 2010 · Amount on File
Prior Sale	Jun 7, 2004
Deed Document Number	2010754270
Deed Book / Page	5490 / 2137
Last Transfer Date	Nov 21, 2024
Transfer Doc	0000049924
Record Updated	Sep 20, 2026

November 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Nov 27, 2024
Property Address	41 E CHESHIRE DR, SAINT CHARLES, MO 63303-3368
Document Number	0000049924
Map Reference	MB 6 PG 100
Instrument Date	Nov 21, 2024
Instrument	2024R-049924
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	41 E CHESHIRE DR, SAINT CHARLES, MO 63303-3368

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Charles City
Unified School District	St. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$54,890 (-)	$288,896 (-) Land $66,000 Building $222,896
2025		$54,890	$288,896 Land $66,000 Building $222,896
2023		$49,989 (+23.56%)
2022	$2,783.00	$40,458	$263,098 (+23.56%) Land $66,000 Building $197,098
2021			$212,937 Land $55,000 Building $157,937

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 41 E Cheshire Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 41 E Cheshire Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PWS serves 78,961 people · EPA ID MO6010707
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20