15 E Cheshire Dr, Saint Charles, MO 63303 Property Records

St. Charles County property record for 15 E Cheshire Dr, Saint Charles, MO 63303

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,854 sqft · built 1961
Lot Size0.344 acres (15,000 sqft)
Owner2 Individual Names on File
Last Sale$273,500 (Apr 2021)
Tax Bill$3,189 (2025)
Deeds & MortgagesApr 2021 Sale
Apr 2021 Transfer
+ 5 more
Flood ZoneZone X (minimal risk)
APN146820A000

Property Details

APN / Parcel Number

Primary APN146820A000
Alternative APN
  • 6-0011-4229-00-0015.0000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,854 sqft Living Area
Gross Area2,966 sqft
1st Floor Area1,241 sqft
Basement Area1,225 sqft
Finished Basement613 sqft
Unfinished Basement612 sqft

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 1961
Architectural StyleSplit Level
Exterior MaterialBrick/Stone
Roof TypeGable
Roof MaterialAsphalt
Lot Area15,000 sqft (0.344 acres)
Lot Dimensions150 ft deep x 100 ft wide
Garage TypeAttached
Garage Area500 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area88 sqft
Deck AreaDeck Area
Patio Area584 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelGas
SewerConnected

Location & Zoning

Account Number146820A000
Street Address15 E CHESHIRE DR
CitySAINT CHARLES
StateMO
Zip63303-3368
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAF0
Legal DescriptionCHESHIRE SUB LOT 15
Legal SubdivisionCHESHIRE
Legal Lot Number15
JurisdictionST CHARLES MO
Township / Civil DivisionZUMBEHL
Census Block Group1
Census Block1039
Census Tract311212

Owner

15 E Cheshire Dr is owned and occupied by two individuals who bought it in April 2021.

Source: St. Charles County records, as of September 10, 2026

Owner of Record2 Individual Names on File
Mailing Address15 E CHESHIRE DR, SAINT CHARLES, MO 63303-3368
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 27, 2021Warranty Deed, Transfer
TITLE PARTNERS AGENCY LLC
Apr 27, 2021Correction Deed
TITLE PARTNERS AGENCY LLC
Dec 23, 2020Warranty Deed, Construction Loan · Line of Credit
LINDELL BK&TR
Dec 23, 2020Affidavit of Death, Transfer
OTHER
Jul 20, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Jul 20, 2020Affidavit of Death, Transfer
ATTORNEY ONLY
Dec 18, 2017Affidavit of Death, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 27, 2021 · Amount on File
Deed SaleApr 27, 2021 · Amount on File
Prior SaleApr 27, 2021 · Amount on File
Deed Document Number202136941
Prior Transfer DateDec 22, 2020
Prior Transfer Doc0000101374
Record UpdatedOct 29, 2026

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateApr 27, 2021
Property Address15 E CHESHIRE DR, SAINT CHARLES, MO 63303-3368
Document Number2021R036942
Map ReferenceMB 6 PG 100
Instrument DateApr 23, 2021
Instrument2021R-036942
Transaction TypeTransfer
Record UpdatedMay 12, 2021
Title CompanyTITLE PARTNERS AGENCY LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1409 LUCERNE PL, 1409, WELDON SPRING, MO 63304-7791

Transferred To (Grantee/Buyer)

NameVerified Name
Address15 E CHESHIRE DR, SAINT CHARLES, MO 63303-3368

April 2021: Correction Deed

Document TypeCorrection Deed
JurisdictionST CHARLES MO
Recording DateApr 27, 2021
Property Address15 E CHESHIRE DR, SAINT CHARLES, MO 63303-3368
Document Number2021R036941
Map ReferenceMB 6 PG 100
Instrument DateApr 22, 2021
Instrument2021R-036941
Record UpdatedMay 12, 2021
Title CompanyTITLE PARTNERS AGENCY LLC

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

December 2020: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateDec 23, 2020
Property Address15 E CHESHIRE DR, SAINT CHARLES, MO 63303-3368
Document Number0000101375
Instrument DateDec 14, 2020
Instrument101375
Transaction TypeConstruction Loan
Record UpdatedMar 17, 2021
Title CompanyFREEDOM TITLE

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1409 LUCERNE PL WELDON SPRING MO 633047791, WELDON SPRING, MO 63304-7791

Mortgage

Document Number101376
DateDec 23, 2020
Instrument101376
Lender
NameLINDELL BK&TR
TypeBank
AddressST LOUIS, MO 63139
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

December 2020: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionST CHARLES MO
Recording DateDec 23, 2020
Property Address15 E CHESHIRE DR, SAINT CHARLES, MO 63303-3368
Document Number0000101374
Instrument DateDec 14, 2020
Instrument101374
Transaction TypeTransfer
Record UpdatedMar 16, 2021
Title CompanyOTHER

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address15 E CHESHIRE DR ST CHARLES MO 633033368, ST CHARLES, MO 63303-3368

July 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST CHARLES MO
Recording DateJul 20, 2020
Property Address15 E CHESHIRE DR, SAINT CHARLES, MO 63303-3368
Document Number0073490172
Book / Page007349 / 000172
Instrument DateJul 16, 2020
Instrument506370
Transaction TypeTransfer
Record UpdatedSep 3, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address5925 MONTEBELLO RD IMPERIAL MO 630522446, IMPERIAL, MO 63052-2446

July 2020: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionST CHARLES MO
Recording DateJul 20, 2020
Property Address15 E CHESHIRE DR, SAINT CHARLES, MO 63303-3368
Document Number0073490171
Book / Page007349 / 000171
Instrument DateJul 16, 2020
Instrument506360
Transaction TypeTransfer
Record UpdatedSep 3, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

December 2017: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionST CHARLES MO
Recording DateDec 18, 2017
Property Address15 E CHESHIRE DR, SAINT CHARLES, MO 63303-3368
Document Number0068541092
Book / Page006854 / 001092
Instrument DateDec 11, 2017
Instrument779040
Transaction TypeTransfer
Record UpdatedJan 3, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address15 E CHESHIRE DR ST CHARLES MO 633033368, ST CHARLES, MO 63303-3368

Tax Assessment & Valuation

The 2025 property tax bill for 15 E Cheshire Dr was $3,189, up 6.8% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Charles City
Unified School DistrictSt. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$50,862 (-)$267,694 (-) Land $66,000 Building $201,694
2025$3,189.00 (+6.83%)$50,862$267,694 Land $66,000 Building $201,694
2024$2,985.00
2023$46,464
2022$244,546 Land $66,000 Building $178,546

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 15 E Cheshire Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15 E Cheshire Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES PWS
serves 78,961 people · EPA ID MO6010707
Water SourcePurchased surface water from several systems
Last State InspectionOct 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber
8,000 / 8,000
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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