St. Charles County property record for 15 E Cheshire Dr, Saint Charles, MO 63303
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,854 sqft · built 1961 |
| Lot Size | 0.344 acres (15,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $273,500 (Apr 2021) |
| Tax Bill | $3,189 (2025) |
| Deeds & Mortgages | Apr 2021 Sale Apr 2021 Transfer + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 146820A000 |
| Primary APN | 146820A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,854 sqft Living Area |
| Gross Area | 2,966 sqft |
| 1st Floor Area | 1,241 sqft |
| Basement Area | 1,225 sqft |
| Finished Basement | 613 sqft |
| Unfinished Basement | 612 sqft |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Architectural Style | Split Level |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 15,000 sqft (0.344 acres) |
| Lot Dimensions | 150 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 88 sqft |
| Deck Area | Deck Area |
| Patio Area | 584 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 146820A000 |
|---|---|
| Street Address | 15 E CHESHIRE DR |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63303-3368 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AF0 |
| Legal Description | CHESHIRE SUB LOT 15 |
| Legal Subdivision | CHESHIRE |
| Legal Lot Number | 15 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | ZUMBEHL |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 311212 |
15 E Cheshire Dr is owned and occupied by two individuals who bought it in April 2021.
Source: St. Charles County records, as of September 10, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 15 E CHESHIRE DR, SAINT CHARLES, MO 63303-3368 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 27, 2021 | Warranty Deed, Transfer TITLE PARTNERS AGENCY LLC |
| Apr 27, 2021 | Correction Deed TITLE PARTNERS AGENCY LLC |
| Dec 23, 2020 | Warranty Deed, Construction Loan · Line of Credit LINDELL BK&TR |
| Dec 23, 2020 | Affidavit of Death, Transfer OTHER |
| Jul 20, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Jul 20, 2020 | Affidavit of Death, Transfer ATTORNEY ONLY |
| Dec 18, 2017 | Affidavit of Death, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 27, 2021 · Amount on File |
| Deed Sale | Apr 27, 2021 · Amount on File |
| Prior Sale | Apr 27, 2021 · Amount on File |
| Deed Document Number | 202136941 |
| Prior Transfer Date | Dec 22, 2020 |
| Prior Transfer Doc | 0000101374 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Apr 27, 2021 |
| Property Address | 15 E CHESHIRE DR, SAINT CHARLES, MO 63303-3368 |
| Document Number | 2021R036942 |
| Map Reference | MB 6 PG 100 |
| Instrument Date | Apr 23, 2021 |
| Instrument | 2021R-036942 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Title Company | TITLE PARTNERS AGENCY LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1409 LUCERNE PL, 1409, WELDON SPRING, MO 63304-7791 |
| Name | Verified Name |
|---|---|
| Address | 15 E CHESHIRE DR, SAINT CHARLES, MO 63303-3368 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Apr 27, 2021 |
| Property Address | 15 E CHESHIRE DR, SAINT CHARLES, MO 63303-3368 |
| Document Number | 2021R036941 |
| Map Reference | MB 6 PG 100 |
| Instrument Date | Apr 22, 2021 |
| Instrument | 2021R-036941 |
| Record Updated | May 12, 2021 |
| Title Company | TITLE PARTNERS AGENCY LLC |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Dec 23, 2020 |
| Property Address | 15 E CHESHIRE DR, SAINT CHARLES, MO 63303-3368 |
| Document Number | 0000101375 |
| Instrument Date | Dec 14, 2020 |
| Instrument | 101375 |
| Transaction Type | Construction Loan |
| Record Updated | Mar 17, 2021 |
| Title Company | FREEDOM TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1409 LUCERNE PL WELDON SPRING MO 633047791, WELDON SPRING, MO 63304-7791 |
| Document Number | 101376 |
|---|---|
| Date | Dec 23, 2020 |
| Instrument | 101376 |
| Name | LINDELL BK&TR |
|---|---|
| Type | Bank |
| Address | ST LOUIS, MO 63139 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Dec 23, 2020 |
| Property Address | 15 E CHESHIRE DR, SAINT CHARLES, MO 63303-3368 |
| Document Number | 0000101374 |
| Instrument Date | Dec 14, 2020 |
| Instrument | 101374 |
| Transaction Type | Transfer |
| Record Updated | Mar 16, 2021 |
| Title Company | OTHER |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 15 E CHESHIRE DR ST CHARLES MO 633033368, ST CHARLES, MO 63303-3368 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jul 20, 2020 |
| Property Address | 15 E CHESHIRE DR, SAINT CHARLES, MO 63303-3368 |
| Document Number | 0073490172 |
| Book / Page | 007349 / 000172 |
| Instrument Date | Jul 16, 2020 |
| Instrument | 506370 |
| Transaction Type | Transfer |
| Record Updated | Sep 3, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 5925 MONTEBELLO RD IMPERIAL MO 630522446, IMPERIAL, MO 63052-2446 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jul 20, 2020 |
| Property Address | 15 E CHESHIRE DR, SAINT CHARLES, MO 63303-3368 |
| Document Number | 0073490171 |
| Book / Page | 007349 / 000171 |
| Instrument Date | Jul 16, 2020 |
| Instrument | 506360 |
| Transaction Type | Transfer |
| Record Updated | Sep 3, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Dec 18, 2017 |
| Property Address | 15 E CHESHIRE DR, SAINT CHARLES, MO 63303-3368 |
| Document Number | 0068541092 |
| Book / Page | 006854 / 001092 |
| Instrument Date | Dec 11, 2017 |
| Instrument | 779040 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 15 E CHESHIRE DR ST CHARLES MO 633033368, ST CHARLES, MO 63303-3368 |
The 2025 property tax bill for 15 E Cheshire Dr was $3,189, up 6.8% from the year before.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $50,862 (-) | $267,694 (-) Land $66,000 Building $201,694 | |
| 2025 | $3,189.00 (+6.83%) | $50,862 | $267,694 Land $66,000 Building $201,694 |
| 2024 | $2,985.00 | ||
| 2023 | $46,464 | ||
| 2022 | $244,546 Land $66,000 Building $178,546 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 15 E Cheshire Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 15 E Cheshire Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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