41 E Andrew Ln, Cortez, CO 81321 Property Records

Montezuma County property record for 41 E Andrew Ln, Cortez, CO 81321

Property Summary

Property Type	Manufactured or Modular Home
Details	3 bd · 2 ba · 1,980 sqft · built 2005
Lot Size	0.626 acres (27,269 sqft)
Owner	Individual Name on Record
Last Sale	$168,100 (Jun 2005)
Tax Bill	$691 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jan 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R013073`

Property Details

APN / Parcel Number

Primary APN	`R013073`
Alternative APN	`561135220008`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,980 sqft Total Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	27,269 sqft (0.626 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal

Location & Zoning

Account Number	R013073
Street Address	41 E ANDREW LN
City	CORTEZ
State	CO
Zip	81321-4185
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Local Zoning Code	R3
Legal Description	SUBDIVISION: SEDONA ESTATES LOT: 8 B508 P672 (100% MIN INT(MC1628)
Legal Range	16W
Legal Township	36N
Legal Section	35
Legal Subdivision	SEDONA ESTATES
Legal Lot Number	8
Jurisdiction	MONTEZUMA CO
Township / Civil Division	CORTEZ
Census Block Group	4
Census Block	4002
Census Tract	969400

Owner

Source: Montezuma County records, as of July 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	41 E ANDREW LN, CORTEZ, CO 81321-4185
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2026	Deed of Trust, Mortgage · FHA Mortgage AMERISAVE MORTGAGE CORPORATION
Jan 10, 2022	Intrafamily Transfer, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 17, 2005 · Amount on Record
Deed Sale	Jun 17, 2005 · Amount on Record
Prior Sale	Sep 6, 2002
Deed Document Number	2005532268
Last Transfer Date	Jan 4, 2022
Transfer Doc	0000642474
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEZUMA CO
Recording Date	Jul 16, 2026
Property Address	41 E ANDREW LN, CORTEZ, CO 81321-4185
Document Number	0000668017
Instrument Date	Jul 11, 2026
Instrument	2026668017
Transaction Type	Mortgage
Record Updated	Jul 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	41 E ANDREW LN, CORTEZ, CO 81321-4185

Mortgage

Document Number	0000668017,
Date	Jul 16, 2026
Instrument	2026668017

Lender

Name	AMERISAVE MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.52%
Max Rate	-1%

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEZUMA CO
Recording Date	Jan 10, 2022
Property Address	41 E ANDREW LN, CORTEZ, CO 81321-4185
Document Number	0000642474
Map Reference	MB 14 PG 120
Instrument Date	Jan 4, 2022
Instrument	642474
Transaction Type	Transfer
Record Updated	Feb 23, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 E ANDREW LN, CORTEZ, CO 81321-4185

Mortgage

Document Number	0000642475
Date	Jan 10, 2022
Instrument	642475

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

Source: Montezuma County assessment roll, as of March 24, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Montezuma County
Municipality	Cortez City
Unified School District	Montezuma-Cortez School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$691.00 (+84.76%)	$13,704 (+87.85%) Land $1,759 Building $11,945	$172,169 (+87.84%) Land $22,100 Building $150,069
2024	$374.00 (+9.68%)	$7,295 (-37.51%) Land $1,264 Building $6,031	$91,655 (-37.5%) Land $15,884 Building $75,771
2023	$341.00 (-29.69%)	$11,674 (+16.41%) Land $2,023 Building $9,651	$146,655 (+16.41%) Land $25,415 Building $121,240
2022	$485.00	$10,028 Land $2,023 Building $8,005	$125,981 Land $25,415 Building $100,566

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 73% of Colorado
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CORTEZ serves 8,770 people · EPA ID CO0142200
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Clearnetworx Fiber	1,000 / 1,000
TDS Telecom Cable	1,000 / 20
Choice Broadband Fixed Wireless	400 / 80
Visionary Broadband Fixed Wireless	100 / 20
Nimbus Solutions Fixed Wireless	100 / 20

May also be available: CYAN Wireless, Farmers Telecommunications.

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