20 E Andrew Ln, Cortez, CO 81321 Property Records

Montezuma County property record for 20 E Andrew Ln, Cortez, CO 81321

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,620 sqft · built 2002
Lot Size	0.177 acres (7,710 sqft)
Owner	Individual Name on Record
Last Sale	$253,000 (Mar 2026)
Tax Bill	$921 (2025)
Deeds & Mortgages	Jul 2010 Mortgage Mar 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R013066`

Property Details

APN / Parcel Number

Primary APN	`R013066`
Alternative APN	`561135220016`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,620 sqft Total Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,710 sqft (0.177 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal

Location & Zoning

Account Number	R013066
Street Address	20 E ANDREW LN
City	CORTEZ
State	CO
Zip	81321-4185
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	SUBDIVISION: SEDONA ESTATES LOT: 16 S: 35 T: 36 R: 16 (INCL ALL MIN INT (MC1628) B508 P672
Legal Range	16W
Legal Township	35N
Legal Section	14
Legal Subdivision	SEDONA ESTATES
Legal Lot Number	16
Jurisdiction	MONTEZUMA CO
Township / Civil Division	CORTEZ
Census Block Group	4
Census Block	4006
Census Tract	969400

Owner

Source: Montezuma County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	20 E ANDREW LN, CORTEZ, CO 81321-4185
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2010	Deed of Trust, Mortgage WELLS FARGO BANK NA
Mar 5, 2026	Special Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 5, 2026 · Amount on Record
Deed Sale	Mar 5, 2026 · Amount on Record
Prior Sale	Oct 13, 2016 · Amount on Record
Deed Document Number	2026666035
Prior Transfer Date	Jun 5, 2008
Prior Transfer Doc	0000556653
Record Updated	Oct 29, 2026

July 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEZUMA CO
Property Address	20 E ANDREW LN, CORTEZ, CO 81321-4185
Transaction Type	Mortgage
Record Updated	Mar 18, 2026
Title Company	COLORADO TITLE LLC, COLORADO LAND TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000571961
Date	Jul 23, 2010
Instrument	571961

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	NEWARK, NJ 07101

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2040

March 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MONTEZUMA CO
Recording Date	Mar 5, 2026
Property Address	20 E ANDREW LN, CORTEZ, CO 81321-4185
Document Number	0000666035
Map Reference	MB 14 PG 120
Instrument Date	Mar 5, 2026
Instrument	666035
Transaction Type	Transfer
Record Updated	Mar 18, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$25.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 E ANDREW LN, CORTEZ, CO 81321-4185

Mortgage

Document Number	0000666036
Date	Mar 5, 2026
Instrument	666036

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Tax Assessment & Valuation

Source: Montezuma County assessment roll, as of March 24, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Montezuma County
Municipality	Cortez City
Unified School District	Montezuma-Cortez School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$921.00 (+35.44%)	$12,160 (-8.16%) Land $1,759 Building $10,401	$152,764 (-8.16%) Land $22,100 Building $130,664
2024	$680.00 (+9.85%)	$13,240 (-24.85%) Land $1,322 Building $11,918	$166,337 (-24.85%) Land $16,608 Building $149,729
2023	$619.00 (-2.37%)	$17,618 (+34.39%) Land $1,759 Building $15,859	$221,337 (+34.39%) Land $22,100 Building $199,237
2022	$634.00	$13,110 Land $1,759 Building $11,351	$164,695 Land $22,100 Building $142,595

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 73% of Colorado
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CORTEZ serves 8,770 people · EPA ID CO0142200
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Clearnetworx Fiber	1,000 / 1,000
TDS Telecom Cable	1,000 / 20
Choice Broadband Fixed Wireless	400 / 80
Visionary Broadband Fixed Wireless	100 / 20
Nimbus Solutions Fixed Wireless	100 / 20

May also be available: CYAN Wireless, Farmers Telecommunications.

Nearby Properties on E Andrew Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures