41 Cumpstone Dr, Hamden, CT 06518 Property Records

Hamden Town property record for 41 Cumpstone Dr, Hamden, CT 06518

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,024 sqft · built 1954
Lot Size	0.33 acres (14,375 sqft)
Owner	Individual Name on Record
Last Sale	$343,500 (Sep 2026)
Tax Bill	$11,631 (2026)
Deeds & Mortgages	Sep 2026 Sale & Line of Credit Sep 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`HAMD M:2929 B:119 L:00-0000`

Property Details

APN / Parcel Number

Primary APN	`HAMD M:2929 B:119 L:00-0000`
Alternative APN	`M:2929 B:119 L:00=0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,024 sqft Living Area
Gross Area	2,084 sqft
1st Floor Area	1,024 sqft
Basement Area	1,024 sqft
Unfinished Basement	736 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,375 sqft (0.33 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	41 CUMPSTONE DR
City	HAMDEN
State	CT
Zip	06518-2424
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Block	119
Legal Lot Number	0000
Jurisdiction	HAMDEN CT
Township / Civil Division	HAMDEN
Census Block Group	1
Census Block	1001
Census Tract	166004

Owner

Source: Hamden Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	245 CHERRY AVE, WATERTOWN, CT 06795-2835
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2026	Warranty Deed, Transfer · Line of Credit FIRST WORLD MORTGAGE CORPORATION
Sep 14, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance LOANDEPOT.COM LLC
Jul 30, 2019	Warranty Deed, Transfer · Conventional with PMI UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 8, 2026 · Amount on Record
Deed Sale	Sep 8, 2026 · Amount on Record
Prior Sale	Jun 30, 2005 · Amount on Record
Deed Document Number	20265270
Deed Book / Page	5404 / 319
Transfer Doc	4131000312
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMDEN CT
Recording Date	Sep 8, 2026
Property Address	41 CUMPSTONE DR, HAMDEN, CT 06518-2424
Document Number	0000005270
Book / Page	5404 / 319
Instrument Date	Sep 1, 2026
Instrument	20265270
Transaction Type	Transfer
Record Updated	Sep 30, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 CHERRY AVE, WATERTOWN, CT 06795-2835

Mortgage

Date	Sep 8, 2026

Lender

Name	FIRST WORLD MORTGAGE CORPORATION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months

Interest

Max Rate	-1%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMDEN CT
Property Address	41 CUMPSTONE DR, HAMDEN, CT 06518-2424
Transaction Type	Mortgage
Record Updated	Aug 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004889-62
Date	Sep 14, 2021
Book Page	4889/62
Instrument	7404

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMDEN CT
Recording Date	Jul 30, 2019
Property Address	41 CUMPSTONE DR, HAMDEN, CT 06518-2424
Document Number	4625-143
Book / Page	004625 / 000143
Instrument Date	Jul 30, 2019
Transaction Type	Transfer
Record Updated	Aug 27, 2019
Title Company	UNKNOWN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$180.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 CUMPSTONE DR HAMDEN CT 065182424, HAMDEN, CT 06518-2424

Mortgage

Document Number	4625-145
Date	Jul 30, 2019
Book Page	004625/000145

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	84 Months
Due	Jul 29, 2026

Tax Assessment & Valuation

Source: Hamden Town assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Hamden Town
Unified School District	Hamden School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,631.00 (+3.45%)	$216,720 (-) Land $83,510 Building $133,210	$319,760 (+110.78%)
2025		$216,720 (+60.25%) Land $83,510 Building $133,210	$151,704 Land $58,457 Building $93,247
2024	$11,243.00 (+49.49%)	$135,240 (+6.5%) Land $49,630 Building $85,610
2023	$7,521.00	$126,980 Land $49,630 Building $77,350

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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