38 Cumpstone Dr, Hamden, CT 06518 Property Records

Hamden Town property record for 38 Cumpstone Dr, Hamden, CT 06518

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,142 sqft · built 1952
Lot Size	0.32 acres (13,939 sqft)
Owner	Trust Name on File
Last Sale	$224,000 (Mar 2021)
Tax Bill	$11,887 (2026)
Deeds & Mortgages	Mar 2023 Transfer Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`HAMD M:2829 B:199 L:00-0000`

Property Details

APN / Parcel Number

Primary APN	`HAMD M:2829 B:199 L:00-0000`
Alternative APN	`M:2829 B:199 L:00=0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,142 sqft Living Area
Gross Area	2,480 sqft
1st Floor Area	816 sqft
Attic	Attic
Attic Area	816 sqft
Basement Area	816 sqft
Unfinished Basement	816 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,939 sqft (0.32 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	38 CUMPSTONE DR
City	HAMDEN
State	CT
Zip	06518-2423
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Block	199
Legal Lot Number	0000
Jurisdiction	HAMDEN CT
Township / Civil Division	HAMDEN
Census Block Group	1
Census Block	1007
Census Tract	166004

Owner

38 Cumpstone Dr is owner-occupied and held in a trust since February 2023.

Source: Hamden Town records, as of October 20, 2026

Owner of Record	Trust Name on File
Mailing Address	38 CUMPSTONE DR, HAMDEN, CT 06518-2423
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2023	Quit Claim Deed, Transfer Quitclaim
Mar 15, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 15, 2021 · Amount on File
Deed Sale	Mar 15, 2021 · Amount on File
Prior Sale	Aug 20, 1987 · Amount on File
Deed Document Number	2021503
Deed Book / Page	842 / 36
Last Transfer Date	Feb 21, 2023
Transfer Doc	005062-242
Record Updated	Oct 29, 2026

March 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMDEN CT
Recording Date	Mar 6, 2023
Property Address	38 CUMPSTONE DR, HAMDEN, CT 06518-2423
Document Number	005062-242
Book / Page	5062 / 242
Instrument Date	Feb 21, 2023
Instrument	1090
Transaction Type	Transfer
Record Updated	Oct 4, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DERBY CT
Recording Date	Mar 15, 2021
Property Address	38 CUMPSTONE DR, HAMDEN, CT 06518-2423
Document Number	0000842-36
Book / Page	842 / 36
Instrument Date	Mar 12, 2021
Instrument	503
Transaction Type	Transfer
Record Updated	Oct 4, 2024

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000504
Date	Mar 15, 2021
Instrument	504

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 38 Cumpstone Dr was $11,887.

Source: Hamden Town assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Hamden Town
Unified School District	Hamden School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,887.00	$221,480 (-) Land $83,020 Building $138,460	$340,653 (+119.73%)
2025		$221,480 (+58.99%) Land $83,020 Building $138,460	$155,036 Land $58,114 Building $96,922
2024	$11,490.00 (+48.33%)	$139,300 (-) Land $49,350 Building $89,950
2023	$7,746.00	$139,300 Land $49,350 Building $89,950

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 38 Cumpstone Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 38 Cumpstone Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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