41 Crosscut Dr, Marion, NC 28752 Property Records

McDowell County property record for 41 Crosscut Dr, Marion, NC 28752

Property Summary

Property Type	Rural Home
Details	3 bd · 1 ba · 872 sqft · built 1944
Lot Size	1.98 acres (86,249 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Aug 2025)
Tax Bill	$460 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Dec 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`0794-00-75-6425`

Property Details

APN / Parcel Number

Primary APN	`0794-00-75-6425`
Alternative APNs	`51524` `78979`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	872 sqft Heated Area
Gross Area	1,180 sqft
1st Floor Area	872 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1944
Effective Year Built	Effective 1944
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Metal
Lot Area	86,249 sqft (1.98 acres)
Lot Width	491 ft Width
Porch	Slab
Shed	1 Shed
Shed Area	800 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating Fuel	Oil

Location & Zoning

Account Number	78979
Street Address	41 CROSSCUT DR
City	MARION
State	NC
Zip	28752-7169
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	1.98 AC DB 1022/418
Jurisdiction	MCDOWELL NC
Township / Civil Division	MARION
Census Block Group	2
Census Block	2015
Census Tract	970101

Owner

41 Crosscut Dr, a rural home, is owned and occupied by an individual who bought it in August 2025.

Source: McDowell County records, as of April 22, 2026

Owner of Record	Individual Name on File
Mailing Address	41 CROSSCUT DR, MARION, NC 28752-7169
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Man, Separate Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 5, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 25, 2025 · Amount on File
Deed Sale	Aug 25, 2025 · Amount on File
Prior Sale	Dec 5, 2022 · Amount on File
Deed Document Number	20254098
Deed Book / Page	1511 / 610
Prior Transfer Date	Jun 9, 2010
Prior Transfer Doc	0010220418
Record Updated	Jun 8, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDOWELL NC
Recording Date	Apr 13, 2026
Property Address	41 CROSSCUT DR, MARION, NC 28752-7169
Document Number	0015340906
Book / Page	1534 / 906
Instrument Date	Apr 10, 2026
Instrument	20261732
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 CROSSCUT DR, MARION, NC 28752-7169

Mortgage

Document Number	0000001732,
Date	Apr 13, 2026
Book Page	1534/906
Instrument	20261732

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	325 Months
Due	May 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	Dec 5, 2022
Property Address	41 CROSSCUT DR, MARION, NC 28752-7169
Document Number	0014200906
Book / Page	1420 / 906
Instrument Date	Nov 9, 2022
Instrument	2022006950
Transaction Type	Transfer
Record Updated	Dec 16, 2022

Transaction

Amount	Amount on Record
Tax	$191.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 CROSSCUT DR, MARION, NC 28752-7169

Tax Assessment & Valuation

The 2025 property tax bill for 41 Crosscut Dr was $460.

Source: McDowell County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	McDowell County
Unified School District	McDowell County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$460.00	$65,060 Land $25,000 Building $40,060
2023	$460.00 (+24.32%)	$65,060 (+26.18%) Land $25,000 Building $40,060	$65,060 (+26.18%) Land $25,000 Building $40,060
2022	$370.00	$51,560 Land $22,500 Building $29,060	$51,560 Land $22,500 Building $29,060

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 41 Crosscut Dr in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	11 (2018–2024)
Claims Outside the SFHA	3 of 11
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 41 Crosscut Dr is moderate, ranking above 67% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 89% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Crosscut Dr

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