Hancock County and Hancock Town property record for 41 Cross Rd, Hancock, ME 04640
| Property Type | Single Family Home |
|---|---|
| Lot Size | 2.2 acres (95,832 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,984 (2025) |
| Deeds & Mortgages | Dec 2017 Mortgage Jul 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | HANK M:203 L:033 |
| Primary APN | HANK M:203 L:033 |
|---|---|
| Alternative APN |
|
| Architectural Style | Multi-Family |
|---|---|
| Lot Area | 95,832 sqft (2.2 acres) |
| Account Number | 1551 |
|---|---|
| Street Address | 41 CROSS RD |
| City | HANCOCK |
| State | ME |
| Zip | 04640-3935 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Lot Number | 33 |
| Jurisdiction | HANCOCK ME |
| Township / Civil Division | HANCOCK |
| Census Block Group | 4 |
| Census Block | 4027 |
| Census Tract | 966700 |
Source: Hancock County and Hancock Town records, as of July 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 41 CROSS RD, HANCOCK, ME 04640-3935 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 29, 2017 | Deed of Trust, Mortgage FIRST NATL BK |
| Jul 12, 2017 | Deed of Trust, Mortgage · Commercial Mortgage BANGOR SAVINGS BANK |
| Jun 25, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance BANGOR SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HANCOCK ME |
| Property Address | 41 CROSS RD, HANCOCK, ME 04640-3935 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0068670959 |
|---|---|
| Date | Dec 29, 2017 |
| Book Page | 06867/0959 |
| Instrument | 2017020069 |
| Name | FIRST NATL BK |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 349 Months |
| Due | Jan 12, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HANCOCK ME |
| Property Address | 41 CROSS RD, HANCOCK, ME 04640-3935 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0067910140 |
|---|---|
| Date | Jul 12, 2017 |
| Book Page | 06791/0140 |
| Instrument | 2017010666 |
| Name | BANGOR SAVINGS BANK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 264 Months |
| Due | Jul 12, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HANCOCK ME |
| Property Address | 41 CROSS RD, HANCOCK, ME 04640-3935 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0070310882 |
|---|---|
| Date | Jun 25, 2020 |
| Book Page | 7031/882 |
| Instrument | 2020027568 |
| Name | BANGOR SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jul 1, 2045 |
Source: Hancock County and Hancock Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Hancock County |
| County Subdivision | Hancock Town |
| Unified School District | Hancock Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $2,984.00 (+9.14%) | $309,200 (+32.87%) Land $52,000 Building $257,200 |
| 2024 | $2,734.00 (+11.91%) | $232,700 (-) Land $39,100 Building $193,600 |
| 2023 | $2,443.00 | $232,700 (-) Land $39,100 Building $193,600 |
| 2022 | $2,443.00 | $232,700 Land $39,100 Building $193,600 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Jan 2024 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
5G and 4G LTE (outdoors only)
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