Hancock County and Hancock Town property record for 31 Cross Rd, Hancock, ME 04640
| Lot Size | 0.8 acres (34,848 sqft) |
|---|---|
| Owner | Individual Name on File |
| Last Sale | $390,000 (Jun 2026) |
| Tax Bill | $1,268 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Jul 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | HANK M:203 L:035 |
| Primary APN | HANK M:203 L:035 |
|---|---|
| Alternative APNs |
|
| Lot Area | 34,848 sqft (0.8 acres) |
|---|
| Account Number | 1168 |
|---|---|
| Old Parcel Number | HANK M:203 L:035 |
| Street Address | 31 CROSS RD |
| City | HANCOCK |
| State | ME |
| Zip | 04640-3935 |
| Property Category | Other |
| Property Type | Unknown |
| Legal Lot Number | 35 |
| Jurisdiction | HANCOCK ME |
| Township / Civil Division | HANCOCK |
| Census Block Group | 4 |
| Census Block | 4027 |
| Census Tract | 966700 |
31 Cross Rd is owned by an individual who bought it in June 2026.
Source: Hancock County and Hancock Town records, as of October 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 31 CROSS RD, HANCOCK, ME 04640-3935 |
| Owner Type | Individual |
| Vesting | Individual(s) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 23, 2026 | Quit Claim Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Jul 11, 2022 | Deed of Trust, Mortgage · Commercial Mortgage MACHIAS SAVINGS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 23, 2026 · Amount on File |
| Deed Sale | Jun 23, 2026 · Amount on File |
| Prior Sale | Oct 31, 2014 |
| Deed Book / Page | 7453 / 911 |
| Transfer Doc | 06305-0227 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HANCOCK ME |
| Recording Date | Jun 23, 2026 |
| Property Address | 31 CROSS RD, HANCOCK, ME 04640-3935 |
| Document Number | 0000007195 |
| Book / Page | 7453 / 911 |
| Instrument Date | Jun 18, 2026 |
| Instrument | 20267195 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Date | Jun 23, 2026 |
|---|
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HANCOCK ME |
| Property Address | 31 CROSS RD, HANCOCK, ME 04640-3935 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0072170830 |
|---|---|
| Date | Jul 11, 2022 |
| Book Page | 7217/830 |
| Instrument | 2022009811 |
| Name | MACHIAS SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 31 Cross Rd was $1,268, up 9.2% from the year before.
Source: Hancock County and Hancock Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Hancock County |
| County Subdivision | Hancock Town |
| Unified School District | Hancock Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $1,268.00 (+9.22%) | $131,400 (+33%) Land $48,400 Building $83,000 |
| 2024 | $1,161.00 (+11.96%) | $98,800 (-) Land $36,400 Building $62,400 |
| 2023 | $1,037.00 | $98,800 (-) Land $36,400 Building $62,400 |
| 2022 | $1,037.00 | $98,800 Land $36,400 Building $62,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 31 Cross Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Jan 2024 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 31 Cross Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
5G and 4G LTE (outdoors only)
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