41 Crest Rd, Chappaqua, NY 10514 Property Records

Westchester County and New Castle Town property record for 41 Crest Rd, Chappaqua, NY 10514

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,486 sqft · built 1912
Lot Size	0.33 acres (14,375 sqft)
Owner	2 Individual Names on File
Last Sale	$645,000 (Dec 2002)
Tax Bill	$37,971 (2026)
Deeds & Mortgages	Sep 2021 Refinance Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`553600 100.8-2-25`

Property Details

APN / Parcel Number

Primary APN	`553600 100.8-2-25`
Alternative APNs	`360010000800020250000000` `4928000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,486 sqft Living Area
1st Floor Area	1,726 sqft
2nd Floor Area	984 sqft
Upper Floors Area	608 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1912
Architectural Style	Colonial
Exterior Material	Wood
Lot Area	14,375 sqft (0.33 acres)
Porch	Slab
Porch Area	820 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Water Source	Commercial

Location & Zoning

Account Number	4928000
Street Address	41 CREST RD
City	CHAPPAQUA
State	NY
Zip	10514-2706
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1/4
Legal Subdivision	ORCHARD RIDGE
Legal Block	2
Legal Lot Number	25.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	NEW CASTLE
Census Block Group	2
Census Block	2006
Census Tract	13102

Owner

41 Crest Rd is owned and occupied by two individuals who bought it in December 2002.

Source: Westchester County and New Castle Town records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	41 CREST RD, CHAPPAQUA, NY 10514-2706
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA
Sep 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Jul 6, 2019	Deed of Trust, Mortgage · Line of Credit TD BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 9, 2002 · Amount on File
Deed Sale	Dec 9, 2002 · Amount on File
Deed Document Number	2002423220840
Prior Transfer Date	Jun 11, 2002
Prior Transfer Doc	0422110358
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	41 CREST RD, CHAPPAQUA, NY 10514-2706
Transaction Type	Mortgage
Record Updated	Oct 20, 2021
Title Company	EQUITY SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 CREST RD, CHAPPAQUA, NY 10514-2706

Mortgage

Document Number	0612573299
Date	Sep 14, 2021
Instrument	612573299

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2036

Interest

Rate	2.5%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	41 CREST RD, CHAPPAQUA, NY 10514-2706
Transaction Type	Mortgage
Record Updated	Oct 20, 2021
Title Company	EQUITY SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 CREST RD, CHAPPAQUA, NY 10514-2706

Mortgage

Document Number	0612573298
Date	Sep 14, 2021
Instrument	612573298

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2036

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	41 CREST RD, CHAPPAQUA, NY 10514-2706
Document Number	0592243131
Instrument Date	Jul 6, 2019
Transaction Type	Mortgage
Record Updated	Aug 23, 2019
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	41 CREST RD CHAPPAQUA NY 105142706, CHAPPAQUA, NY 10514-2706

Mortgage

Document Number	0592243131
Date	Aug 12, 2019
Book Page	059224/003131

Lender

Name	TD BK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 11, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 41 Crest Rd was $37,971, up 54.5% from the year before.

Source: Westchester County and New Castle Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
County Subdivision	New Castle Town
Unified School District	Chappaqua Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$37,971.00 (+54.5%)
2025	$24,577.00	$220,000 (-) Land $30,000 Building $190,000	$1,577,061 (+0.86%) Land $215,054 Building $1,362,007
2024		$220,000 (-) Land $30,000 Building $190,000	$1,563,611 (+5.19%) Land $213,220 Building $1,350,391
2023		$220,000 Land $30,000 Building $190,000	$1,486,487 Land $202,703 Building $1,283,784

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 41 Crest Rd in Zone X, an area of minimal flood risk, though there have been 52 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	52 (1978–2021)
Claims Outside the SFHA	22 of 52
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 3 claims Hurricane Irene, Aug 2011 · 3 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 41 Crest Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW CASTLE/STANWOOD W.D. serves 17,116 people · EPA ID NY5903442
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: T-Mobile.

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