38 Crest Rd, Chappaqua, NY 10514 Property Records

Westchester County and New Castle Town property record for 38 Crest Rd, Chappaqua, NY 10514

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 2,410 sqft · built 1928
Lot Size	0.11 acres (4,792 sqft)
Owner	2 Individual Names on File
Last Sale	$760,000 (Jul 2018)
Tax Bill	$23,269 (2026)
Deeds & Mortgages	May 2022 Mortgage May 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`553600 100.8-2-43`

Property Details

APN / Parcel Number

Primary APN	`553600 100.8-2-43`
Alternative APNs	`360010000800020430000000` `4911000`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,410 sqft Living Area
1st Floor Area	922 sqft
2nd Floor Area	922 sqft
Upper Floors Area	264 sqft
Basement Area	541 sqft
Finished Basement	541 sqft
Unfinished Basement	541 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	4,792 sqft (0.11 acres)
Garage Type	Basement
Porch	Slab
Porch Area	176 sqft
Patio Area	190 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Water Source	Commercial

Location & Zoning

Account Number	4911000
Street Address	38 CREST RD
City	CHAPPAQUA
State	NY
Zip	10514-2706
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1/4
Legal Block	2
Legal Lot Number	43.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	NEW CASTLE
Census Block Group	2
Census Block	2006
Census Tract	13102

Owner

38 Crest Rd is owned and occupied by two individuals who bought it in July 2018.

Source: Westchester County and New Castle Town records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	38 CREST RD, CHAPPAQUA, NY 10514-2706
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 20, 2022	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
May 20, 2022	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jun 29, 2018	Grant Deed, Transfer WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 5, 2018 · Amount on File
Deed Sale	Jul 5, 2018 · Amount on File
Prior Sale	Jun 15, 1994 · Amount on File
Deed Document Number	2018581623133
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	38 CREST RD, CHAPPAQUA, NY 10514-2706
Transaction Type	Mortgage
Record Updated	Jun 1, 2022
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 CREST RD, CHAPPAQUA, NY 10514-2706

Mortgage

Document Number	0621403412
Date	May 20, 2022
Instrument	621403412

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	118 Months
Due	Mar 1, 2032

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	38 CREST RD, CHAPPAQUA, NY 10514-2706
Transaction Type	Mortgage
Record Updated	Jun 1, 2022
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 CREST RD, CHAPPAQUA, NY 10514-2706

Mortgage

Document Number	0621403411
Date	May 20, 2022
Instrument	621403411

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	May 1, 2032

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Jun 29, 2018
Property Address	38 CREST RD, CHAPPAQUA, NY 10514-2706
Document Number	0581623133
Book / Page	058162 / 003133
Instrument Date	Jun 21, 2018
Transaction Type	Transfer
Record Updated	Jul 16, 2018
Title Company	BENCHMARK TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,040.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10 MAYWOOD RD NEW ROCHELLE NY 108044706, NEW ROCHELLE, NY 10804-4706

Mortgage

Document Number	581793440
Date	Jun 29, 2018
Book Page	058179/003440

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 28, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 38 Crest Rd was $23,269, up 10.3% from the year before.

Source: Westchester County and New Castle Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
County Subdivision	New Castle Town
Unified School District	Chappaqua Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$23,269.00 (+10.34%)
2025	$21,089.00	$133,000 (-) Land $16,300 Building $116,700	$953,405 (+0.86%) Land $116,846 Building $836,559
2024		$133,000 (-) Land $16,300 Building $116,700	$945,273 (+5.19%) Land $115,849 Building $829,424
2023		$133,000 Land $16,300 Building $116,700	$898,649 Land $110,135 Building $788,514

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 38 Crest Rd in Zone X, an area of minimal flood risk, though there have been 52 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	52 (1978–2021)
Claims Outside the SFHA	22 of 52
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 3 claims Hurricane Irene, Aug 2011 · 3 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 38 Crest Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW CASTLE/STANWOOD W.D. serves 17,116 people · EPA ID NY5903442
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: T-Mobile.

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