Flagler County property record for 41 Creek Bluff Run, Flagler Beach, FL 32136
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 2,690 sqft · built 2000 |
| Lot Size | 1.59 acres (69,391 sqft) |
| Owner | Individual Name on File |
| Last Sale | $917,100 (Jul 2022) |
| Tax Bill | $9,060 (2025) |
| Deeds & Mortgages | Jul 2022 Sale & Mortgage Jul 2022 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 37-12-31-0613-00000-0380 |
| Primary APN | 37-12-31-0613-00000-0380 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 3 Rooms |
| Stories | 2 Stories |
| Building Area | 2,690 sqft Heated Area |
| Gross Area | 3,871 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 69,391 sqft (1.59 acres) |
| Driveway | Driveway |
| Driveway Area | 576 sqft |
| Pool Type | Enclosed Pool |
| Pool Area | 230 sqft |
| Storage Building | 320 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 41 CREEK BLUFF RUN |
|---|---|
| City | FLAGLER BEACH |
| State | FL |
| Zip | 32136-5106 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | BULOW WOODS SUBD UNIT 4 LOT 38 OR 176 PG 632 OR 248 PG 105 OR 272 PG 163 OR 606 PG 1836 |
| Legal Range | 31E |
| Legal Township | 12S |
| Legal Section | 37 |
| Legal Subdivision | BULOW WOOD |
| Legal Lot Number | 38 |
| Legal Unit | 4 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | FLAGLER BEACH |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 60304 |
41 Creek Bluff Run is owned and occupied by an individual who bought it in July 2022.
Source: Flagler County records, as of December 22, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 41 CREEK BLUFF RUN, FLAGLER BEACH, FL 32136-5106 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 22, 2022 | Warranty Deed, Transfer · Conventional Mortgage US BANK NA |
| Jul 11, 2022 | Warranty Deed, Transfer BLUE OCN TITLE, BLUE OCEAN TITLE |
| Jan 7, 2020 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Nov 17, 2020 | Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 22, 2022 · Amount on File |
| Deed Sale | Jul 22, 2022 · Amount on File |
| Prior Sale | Jul 11, 2022 · Amount on File |
| Deed Document Number | 2022038090 |
| Deed Book / Page | 2709 / 126 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Jul 22, 2022 |
| Property Address | 41 CREEK BLUFF RUN, FLAGLER BEACH, FL 32136-5106 |
| Document Number | 0027090126 |
| Book / Page | 2709 / 126 |
| Map Reference | MB 26 PG 59 |
| Instrument Date | Jul 21, 2022 |
| Instrument | 2022038090 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2022 |
| Title Company | BLUEPRINT TITLE, BLUEPRINT TITLE FL |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,419.70 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 916 S CAPITAL OF TEXAS HWY # HWY2-200, 916, WEST LAKE HILLS, TX 78746-5210 |
| Name | Verified Name |
|---|---|
| Address | 41 CREEK BLUFF RUN, FLAGLER BEACH, FL 32136-5106 |
| Document Number | 0002709128 |
|---|---|
| Date | Jul 22, 2022 |
| Instrument | 2709/128 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.75% |
| Type Change Date | Aug 1, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 9.75% |
| Index | 1-Year CMT |
| Max Rate | 9.75% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Jul 11, 2022 |
| Property Address | 41 CREEK BLUFF RUN, FLAGLER BEACH, FL 32136-5106 |
| Document Number | 0027040946 |
| Book / Page | 2704 / 946 |
| Map Reference | MB 26 PG 59 |
| Instrument Date | Jun 27, 2022 |
| Instrument | 2022035375 |
| Transaction Type | Transfer |
| Record Updated | Jul 29, 2022 |
| Title Company | BLUE OCN TITLE, BLUE OCEAN TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $6,300.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 41 CREEK BLUFF RUN, 41, FLAGLER BEACH, FL 32136-5106 |
| Name | Verified Name |
|---|---|
| Address | 916 S CAPITAL OF TEXAS HWY STE 2-200, 2-200, WEST LAKE HILLS, TX 78746-5444 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 41 CREEK BLUFF RUN, FLAGLER BEACH, FL 32136-5106 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0024101838 |
|---|---|
| Date | Jan 7, 2020 |
| Book Page | 2410/1838 |
| Instrument | 2020000612 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | ORLANDO, FL 32809 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 6, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Nov 17, 2020 |
| Property Address | 41 CREEK BLUFF RUN, FLAGLER BEACH, FL 32136-5106 |
| Document Number | 0024960588 |
| Book / Page | 2496 / 588 |
| Map Reference | MB 26 PG 59 |
| Instrument Date | Nov 5, 2020 |
| Instrument | 2020047692 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | FLAGLER COUNTY ABSTRACT CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,395.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 933, CEDAR KEY, FL 32625-0933 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 41 CREEK BLUFF RUN, FLAGLER BEACH, FL 32136-5106 |
| Document Number | 0002496589 |
|---|---|
| Date | Nov 17, 2020 |
| Instrument | 2496/589 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2050 |
The 2025 property tax bill for 41 Creek Bluff Run was $9,060 with a homeowner's exemption.
Source: Flagler County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,060.00 Homeowner's exemption | $684,200 Land $163,000 Building $521,200 | $684,200 Land $163,000 Building $521,200 |
| 2023 | $8,667.00 (+64.96%) Homeowner's exemption | $617,884 (+60.92%) Land $95,000 Building $522,884 | $617,884 (+42.02%) Land $95,000 Building $522,884 |
| 2022 | $5,254.00 Homeowner's exemption | $383,969 | $435,058 Land $95,000 Building $340,058 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 41 Creek Bluff Run in Zone X, an area of minimal flood risk, though there have been 69 flood claims nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 127 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 127 in force |
| Nearby Flood Claims | 69 (1995–2026) |
| Claims Outside the SFHA | 8 of 69 |
| Most Recent Claim | May 2026 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 41 Creek Bluff Run is high, ranking above 83% of the US, with a 0.7% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 83% of the US · above 74% of Florida |
|---|---|
| Wildfire Likelihood | 0.7% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEVERLY BEACH WATER SYSTEM private · serves 1,413 people · EPA ID FL2180002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2020 Haloacetic acids resolved · Apr 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
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