31 Creek Bluff Run, Flagler Beach, FL 32136 Property Records

Flagler County property record for 31 Creek Bluff Run, Flagler Beach, FL 32136

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,468 sqft · built 1985
Lot Size	1.04 acres (45,607 sqft)
Owner	Individual Name on File
Last Sale	$457,000 (May 2021)
Tax Bill	$6,093 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`37-12-31-0613-00000-0420`

Property Details

APN / Parcel Number

Primary APN	`37-12-31-0613-00000-0420`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,468 sqft Heated Area
Gross Area	3,420 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1990
Exterior Material	Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	45,607 sqft (1.04 acres)
Garage Type	Detached
Garage Area	288 sqft
Driveway	Driveway
Driveway Area	1,338 sqft
Pool Type	Enclosed Pool
Pool Area	448 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	31 CREEK BLUFF RUN
City	FLAGLER BEACH
State	FL
Zip	32136-5106
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	BULOW WOODS SUBD UNIT 4 LOT 42 OR 167/625 OR 208/819 OR 428/141 OR 1620 PGS 1467 & 1468-ACM & DC-MAHLON (L/E OR 2563/1516) OR
Legal Range	31E
Legal Township	12S
Legal Section	37
Legal Subdivision	BULOW WOOD
Legal Lot Number	42 43
Legal Unit	4
Jurisdiction	FLAGLER FL
Township / Civil Division	FLAGLER BEACH
Census Block Group	1
Census Block	1015
Census Tract	60304

Owner

31 Creek Bluff Run is owned by an individual who bought it in May 2021.

Source: Flagler County records, as of December 22, 2025

Owner of Record	Individual Name on File
Mailing Address	38 SANDPIPER LN, PALM COAST, FL 32137-3376
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 17, 2021 · Amount on File
Deed Sale	May 17, 2021 · Amount on File
Deed Document Number	2021027327
Deed Book / Page	2563 / 1492
Record Updated	Jun 8, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	May 17, 2021
Property Address	31 CREEK BLUFF RUN, FLAGLER BEACH, FL 32136-5106
Document Number	0025631492
Book / Page	2563 / 1492
Map Reference	MB 26 PG 59
Instrument Date	May 14, 2021
Instrument	2021027327
Transaction Type	Transfer
Record Updated	May 31, 2021
Title Company	HILCOAST TITLE INSURANCE AGENCY INC, COAST TITLE INS AGCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,199.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3100 OCEAN SHORE BLVD APT 203, 3100, ORMOND BEACH, FL 32176-2200

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 SANDPIPER LN, PALM COAST, FL 32137-3376

Mortgage

Document Number	25631493
Date	May 17, 2021
Instrument	2563/1493

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 31 Creek Bluff Run was $6,093.

Source: Flagler County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,093.00	$432,585 Land $163,000 Building $269,585	$432,585 Land $163,000 Building $269,585
2023	$5,714.00 (+3.03%)	$370,399 (+1.79%) Land $95,000 Building $275,399	$370,399 (+1.79%) Land $95,000 Building $275,399
2022	$5,546.00	$363,871 Land $95,000 Building $268,871	$363,871 Land $95,000 Building $268,871

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 31 Creek Bluff Run in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 127 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	127 in force
Nearby Flood Claims	69 (1995–2026)
Claims Outside the SFHA	8 of 69
Most Recent Claim	May 2026 · other causes
Claims by Event	Hurricane Nicole, Nov 2022 · 13 claims Hurricane Irma, Oct 2017 · 39 claims Hurricane Frances, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 31 Creek Bluff Run is high, ranking above 81% of the US, with a 0.7% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 81% of the US · above 71% of Florida
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEVERLY BEACH WATER SYSTEM private · serves 1,413 people · EPA ID FL2180002
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2020 Haloacetic acids resolved · Apr 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35