Saratoga County and Northumberland Town property record for 41 Cramer Path, Gansevoort, NY 12831
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,970 sqft · built 1991 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $89,900 (May 1998) |
| Tax Bill | $6,594 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit |
| APN | 414600 129.19-1-46 |
| Primary APN | 414600 129.19-1-46 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,970 sqft Living Area |
| 1st Floor Area | 880 sqft |
| 2nd Floor Area | 1,090 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 17,424 sqft (0.4 acres) |
| Lot Dimensions | 224 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 270 sqft |
| Heating Fuel | Electric |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Account Number | 5 J01548 |
|---|---|
| Street Address | 41 CRAMER PATH |
| City | GANSEVOORT |
| State | NY |
| Zip | 12831-2446 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 41 |
| Legal Block | 1 |
| Legal Lot Number | 46.000 |
| Jurisdiction | SARATOGA NY |
| Township / Civil Division | NORTHUMBERLAND |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 60800 |
Source: Saratoga County and Northumberland Town records, as of June 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 41 CRAMER PATH, GANSEVOORT, NY 12831-2446 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 7, 1998 · Amount on Record |
| Deed Sale | May 7, 1998 · Amount on Record |
| Prior Sale | Apr 15, 1998 · Amount on Record |
| Deed Book / Page | 1487 / 598 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SARATOGA NY |
| Recording Date | Jun 16, 2026 |
| Property Address | 41 CRAMER PATH, GANSEVOORT, NY 12831-2446 |
| Document Number | 0000017135 |
| Instrument Date | Jun 4, 2026 |
| Instrument | 202617135 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 41 CRAMER PATH, GANSEVOORT, NY 12831-2446 |
| Document Number | 0000017135, |
|---|---|
| Date | Jun 16, 2026 |
| Instrument | 202617135 |
| Name | BAY VIEW FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
Source: Saratoga County and Northumberland Town assessment roll, as of April 20, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Saratoga County |
| County Subdivision | Northumberland Town |
| Unified School District | Schuylerville Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,594.00 | $226,500 (-) Land $46,500 Building $180,000 | $404,464 (+12.5%) Land $83,036 Building $321,428 |
| 2023 | $226,500 Land $46,500 Building $180,000 | $359,524 Land $73,810 Building $285,714 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 6 (1996–2019) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Apr 2019 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TERREL HILLS SUBDIVISION private · serves 800 people · EPA ID NY4511623 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 68 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
4G LTE (outdoors only), no 5G reported
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