33 Cramer Path, Gansevoort, NY 12831 Property Records

Saratoga County and Northumberland Town property record for 33 Cramer Path, Gansevoort, NY 12831

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,970 sqft · built 1990
Lot Size	0.48 acres (20,909 sqft)
Owner	2 Individual Names on Record
Last Sale	$124,000 (Apr 2004)
Tax Bill	$6,594 (2025)
Deeds & Mortgages	Sep 2021 Refinance Nov 2019 Line of Credit + 2 more
APN	`414600 129.19-1-50`

Property Details

APN / Parcel Number

Primary APN	`414600 129.19-1-50`
Alternative APNs	`460012901900010500000000` `5 J01552`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,970 sqft Living Area
1st Floor Area	880 sqft
2nd Floor Area	1,090 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	20,909 sqft (0.48 acres)
Lot Dimensions	214 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	294 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	5 J01552
Street Address	33 CRAMER PATH
City	GANSEVOORT
State	NY
Zip	12831-2446
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 33
Legal Block	1
Legal Lot Number	50.000
Jurisdiction	SARATOGA NY
Township / Civil Division	NORTHUMBERLAND
Census Block Group	1
Census Block	1006
Census Tract	60800

Owner

Source: Saratoga County and Northumberland Town records, as of April 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	33 CRAMER PATH, GANSEVOORT, NY 12831-2446
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Nov 29, 2019	Deed of Trust, Mortgage · Line of Credit CITIZENS BK NA
Sep 14, 2017	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK
Sep 14, 2017	Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 21, 2004 · Amount on Record
Deed Sale	Apr 21, 2004 · Amount on Record
Prior Sale	Jan 7, 1997 · Amount on Record
Deed Book / Page	1679 / 734
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SARATOGA NY
Property Address	33 CRAMER PATH, GANSEVOORT, NY 12831-2446
Transaction Type	Mortgage
Record Updated	Oct 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021034142
Date	Sep 22, 2021
Instrument	2021034142

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2036

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SARATOGA NY
Property Address	33 CRAMER PATH, GANSEVOORT, NY 12831-2446
Document Number	0000036721
Instrument Date	Nov 29, 2019
Transaction Type	Mortgage
Record Updated	Jan 23, 2020
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	33 CRAMER PATH GANSEVOORT NY 128312446, GANSEVOORT, NY 12831-2446

Mortgage

Document Number	0000036721
Date	Dec 23, 2019
Instrument	36721

Lender

Name	CITIZENS BK NA
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Dec 22, 2044

Interest

Rate Type	Adjustable Rate

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SARATOGA NY
Property Address	33 CRAMER PATH, GANSEVOORT, NY 12831-2446
Document Number	0000036082
Instrument Date	Sep 14, 2017
Transaction Type	Mortgage
Record Updated	Aug 31, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	33 CRAMER PATH GANSEVOORT NY 128312446, GANSEVOORT, NY 12831-2446

Mortgage

Document Number	0000036082
Date	Nov 13, 2017
Instrument	36082

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 12, 2047

September 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SARATOGA NY
Property Address	33 CRAMER PATH, GANSEVOORT, NY 12831-2446
Document Number	0000036083
Instrument Date	Sep 14, 2017
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	33 CRAMER PATH GANSEVOORT NY 128312446, GANSEVOORT, NY 12831-2446

Mortgage

Document Number	0000036083
Date	Nov 13, 2017
Instrument	36083

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 12, 2047

Tax Assessment & Valuation

Source: Saratoga County and Northumberland Town assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	New York
County	Saratoga County
County Subdivision	Northumberland Town
Unified School District	Schuylerville Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,594.00	$226,500 (-) Land $49,000 Building $177,500	$404,464 (+12.5%) Land $87,500 Building $316,964
2023		$226,500 Land $49,000 Building $177,500	$359,524 Land $77,778 Building $281,746

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (1996–2019)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Apr 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TERREL HILLS SUBDIVISION private · serves 800 people · EPA ID NY4511623
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	68 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

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