41 Cottage Cir, Moneta, VA 24121 Property Records

Franklin County property record for 41 Cottage Cir, Moneta, VA 24121 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,321 sqft · built 1997
Lot Size	0.117 acres (5,097 sqft)
Owner	Individual Name on File
Tax Bill	$4,049 (2025)
Flood Zone	Zone X (minimal risk)
APN	`032 06-111 00`

Property Details

APN / Parcel Number

Primary APN	`032 06-111 00`
Alternative APN	`8676`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,321 sqft Living Area
Gross Area	3,122 sqft
1st Floor Area	2,307 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2006
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,097 sqft (0.117 acres)
Terrain	Rolling

Exterior Amenities

Porch	Slab
Porch Area	280 sqft
Deck Area	182 sqft
Balcony Area	14 sqft
Boat House	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	8676
Street Address	41 COTTAGE CIR
City	MONETA
State	VA
Zip	24121-3422
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BOARDWALK - COTTAGE LOT 21
Legal Subdivision	BOARDWALK
Legal Lot Number	21
Jurisdiction	FRANKLIN VA
Township / Civil Division	GILLS CREEK
Census Block Group	3
Census Block	3004
Census Tract	20104

Owner

Source: Franklin County records · APN 032 06-111 00

Assessment roll updated June 19, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3305 DAWN CIR, ROANOKE, VA 24018-3811
Owner Type	Individual
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Nov 16, 2007
Transfer Doc	00093502176
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Franklin County records · Assessment roll updated June 19, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,049.00 (+21.59%)	$941,800 (+72.49%) Land $220,000 Building $721,800	$941,800 (+72.49%) Land $220,000 Building $721,800
2023	$3,330.00	$546,000 (-) Land $215,000 Building $331,000	$546,000 (-) Land $215,000 Building $331,000
2022		$546,000 Land $215,000 Building $331,000	$546,000 Land $215,000 Building $331,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Franklin County (51067C), updated January 6, 2010 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510670201043, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Cost	Premium on Record median of 10 individual NFIP policies nearby
Nearby Flood Policies	10 in force 2 of 10 on primary residences

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.