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31 Cottage Cir, Moneta, VA 24121 Property Records

Franklin County property record for 31 Cottage Cir, Moneta, VA 24121 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 1,813 sqft · built 1997
Lot Size0.142 acres (6,186 sqft)
Owner2 Individual Names on File
Last Sale$1,100,000 (Oct 2023)
Tax Bill$4,600 (2025)
Deeds & MortgagesOct 2023 Sale
Dec 2019 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN032 06-110 00

Property Details

APN / Parcel Number

Primary APN032 06-110 00
Alternative APN
  • 8675

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories1 Story
Building Area1,813 sqft Living Area
Gross Area3,530 sqft
1st Floor Area1,632 sqft
Basement Area1,271 sqft
Finished Basement1,271 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 2006
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area6,186 sqft (0.142 acres)
TerrainRolling
Garage Area336 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area472 sqft
Patio Area350 sqft
Balcony Area14 sqft
Boat House288 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerSeptic
Water SourceCommercial

Location & Zoning

Account Number8675
Street Address31 COTTAGE CIR
CityMONETA
StateVA
Zip24121-3422
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBOARDWALK - COTTAGE LOT 20
Legal SubdivisionBOARDWALK
Legal Lot Number20
JurisdictionFRANKLIN VA
Township / Civil DivisionGILLS CREEK
Census Block Group3
Census Block3004
Census Tract20104

Owner

Source: Franklin County records · APN 032 06-110 00

Assessment roll updated June 19, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address6981 BRANDI WOOD CIR, SUMMERFIELD, NC 27358-9117
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 06, 2023Deed, Transfer
SAGE TITLE GROUP LLC
Dec 27, 2019Quit Claim Deed, Transfer
NOT AVAILABLE
May 12, 2017Deed of Trust, Mortgage · Line of Credit
AMERICAN NAT'L BK
Mar 28, 2017Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 06, 2023 · Amount on Record
Deed SaleOct 06, 2023 · Amount on Record
Prior SaleMar 28, 2017 · Amount on Record
Deed Document Number20235950
Deed Book / Page1204 / 2757
Prior Transfer DateDec 23, 2019
Prior Transfer Doc0011320834
Record UpdatedSep 20, 2026

October 2023: Deed, Transfer

Document TypeDeed
JurisdictionFRANKLIN VA
Recording DateOct 06, 2023
Property Address31 COTTAGE CIR, MONETA, VA 24121-3422
Document Number0012042757
Book / Page1204 / 2757
Map ReferenceDD 571 PG 1347
Instrument DateOct 05, 2023
Instrument230005950
Transaction TypeTransfer
Record UpdatedNov 07, 2023
Title CompanySAGE TITLE GROUP LLC

Transaction

AmountAmount Recorded
Tax$550.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address31 COTTAGE CIR, MONETA, VA 24121-3422

December 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionFRANKLIN VA
Recording DateDec 27, 2019
Property Address31 COTTAGE CIR, MONETA, VA 24121-3422
Document Number0011320834
Book / Page001132 / 000834
Instrument DateDec 23, 2019
Instrument8332
Transaction TypeTransfer
Record UpdatedJan 21, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address31 COTTAGE CIR MONETA VA 241213422, MONETA, VA 24121-3422

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN VA
Property Address31 COTTAGE CIR, MONETA, VA 24121-3422
Document Number0010930441
Instrument DateMay 12, 2017
Transaction TypeMortgage
Record UpdatedAug 20, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address31 COTTAGE CIR MONETA VA 241213422, MONETA, VA 24121-3422

Mortgage

Document Number0010930441
DateMay 23, 2017
Book Page001093/000441
Instrument3180
Lender
NameAMERICAN NAT'L BK
TypeBank
AddressHARDY, VA 24101
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

March 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionFRANKLIN VA
Recording DateMar 28, 2017
Property Address31 COTTAGE CIR, MONETA, VA 24121-3422
Document Number0010902310
Book / Page001090 / 002310
Instrument DateMar 01, 2017
Instrument1886
Transaction TypeTransfer
Record UpdatedApr 12, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$617.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address31 COTTAGE CIR MONETA VA 241213422, MONETA, VA 24121-3422

Tax Assessment & Valuation

Source: Franklin County records · Assessment roll updated June 19, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateVirginia
CountyFranklin County
Unified School DistrictFranklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,600.00 (+19.14%)$1,069,900 (+69.02%) Land $220,000 Building $849,900$1,069,900 (+69.02%) Land $220,000 Building $849,900
2023$3,861.00$633,000 (-) Land $215,000 Building $418,000$633,000 (-) Land $215,000 Building $418,000
2022$633,000 Land $215,000 Building $418,000$633,000 Land $215,000 Building $418,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Franklin County (51067C), updated January 6, 2010 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510670201043, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance CostPremium on Record
median of 10 individual NFIP policies nearby
Nearby Flood Policies10 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 89 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Shenandoah Telecommunications CompanyCable1,000 / 50
VerizonFixed Wireless300 / 20

May also be available at this address: SML Wireless, ZiTEL. Availability varies by address; speeds are provider-advertised maximums, not measured.

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