41 Coolidge St, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 41 Coolidge St, Watsonville, CA 95076

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,180 sqft · built 1931
Lot Size	0.122 acres (5,314 sqft)
Owner	2 Individual Names on File
Last Sale	$475,000 (Jun 2019)
Tax Bill	$7,226 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Oct 2019 Transfer + 2 more
Flood Zone	Zone AO (high risk)
APN	`017-281-13`

Property Details

APN / Parcel Number

Primary APN	`017-281-13`
Alternative APN	`017-281-13-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Building Area	1,180 sqft Living Area
Gross Area	1,468 sqft

Exterior

Year Built	Built 1931
Effective Year Built	Effective 1980
Architectural Style	Duplex Single
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	5,314 sqft (0.122 acres)
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	41 COOLIDGE ST
City	WATSONVILLE
State	CA
Zip	95076-5018
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	LOUGHEAD
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	2
Census Block	2000
Census Tract	110301

Owner

41 Coolidge St is owned and occupied by two individuals who acquired it in October 2019.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	41 COOLIDGE ST, WATSONVILLE, CA 95076-5018
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Oct 22, 2019	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Jun 25, 2019	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Jun 25, 2019	Grant Deed, Transfer FIRST AMERICAN TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 2019 · Amount on File
Deed Sale	Jun 25, 2019 · Amount on File
Prior Sale	Mar 27, 2009 · Amount on File
Deed Document Number	201917363
Last Transfer Date	Oct 14, 2019
Transfer Doc	0000032412
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	41 COOLIDGE ST, WATSONVILLE, CA 95076-5018
Transaction Type	Mortgage
Record Updated	Sep 5, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 COOLIDGE ST, WATSONVILLE, CA 95076-5018

Mortgage

Document Number	0000032908
Date	Jun 15, 2021
Instrument	2021-0032908

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Oct 22, 2019
Property Address	41 COOLIDGE ST, WATSONVILLE, CA 95076-5018
Document Number	0000032412
Instrument Date	Oct 14, 2019
Instrument	32412
Transaction Type	Transfer
Record Updated	Nov 8, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	41 COOLIDGE ST WATSONVILLE CA 950765018, WATSONVILLE, CA 95076-5018

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jun 25, 2019
Property Address	41 COOLIDGE ST, WATSONVILLE, CA 95076-5018
Document Number	0000017364
Instrument Date	Jun 21, 2019
Instrument	17364
Transaction Type	Transfer
Record Updated	Jul 11, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	41 COOLIDGE ST WATSONVILLE CA 950765018, WATSONVILLE, CA 95076-5018

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jun 25, 2019
Property Address	41 COOLIDGE ST, WATSONVILLE, CA 95076-5018
Document Number	0000017363
Instrument Date	Jun 21, 2019
Instrument	2019-0017363
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	41 COOLIDGE ST, WATSONVILLE, CA 95076-5018

Tax Assessment & Valuation

The 2025 property tax bill for 41 Coolidge St was $7,226.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Watsonville City
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$540,469 (+2%) Land $392,551 Building $147,918
2025	$7,226.00	$529,871 Land $384,854 Building $145,017
2023	$6,407.00 (+1.91%)	$509,296 Land $369,910 Building $139,386
2022	$6,287.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 41 Coolidge St in Zone AO, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 105 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	109 units insured incl. 4 condo units
Nearby Flood Claims	7 (2022–2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 41 Coolidge St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WATSONVILLE serves 65,231 people · EPA ID CA4410011
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Cruzio Fixed Wireless	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Etheric Networks, T-Mobile.

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