38 Coolidge St, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 38 Coolidge St, Watsonville, CA 95076

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,232 sqft · built 1974
Lot Size	0.106 acres (4,617 sqft)
Owner	2 Individual Names on File
Last Sale	$200,000 (Oct 2024)
Tax Bill	$7,595 (2025)
Deeds & Mortgages	Jul 2023 Sale May 2019 Mortgage + 1 more
Flood Zone	Zone AO (high risk)
APN	`017-282-14`

Property Details

APN / Parcel Number

Primary APN	`017-282-14`
Alternative APN	`017-282-14-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,232 sqft Living Area

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1996
Architectural Style	Bungalow
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	4,617 sqft (0.106 acres)
Garage Type	Carport
Garage Area	275 sqft
Carport	Carport
Carport Area	275 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	38 COOLIDGE ST
City	WATSONVILLE
State	CA
Zip	95076-5019
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	LOUGHEAD SUB
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	2
Census Block	2000
Census Tract	110301

Owner

38 Coolidge St is owned and occupied by two individuals who bought it in October 2024.

Source: Santa Cruz County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	38 COOLIDGE ST, WATSONVILLE, CA 95076-5019
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2023	Grant Deed, Transfer
May 1, 2019	Deed of Trust, Mortgage · Conventional Mortgage SHAPIRO S G & C R F/TR (PT)
Jun 13, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 29, 2024 · Amount on File
Deed Sale	Oct 29, 2024 · Amount on File
Prior Sale	Jul 7, 2023 · Amount on File
Deed Document Number	202421308
Prior Transfer Date	Oct 23, 2024
Prior Transfer Doc	0000021308
Record Updated	Oct 29, 2026

July 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jul 7, 2023
Property Address	38 COOLIDGE ST, WATSONVILLE, CA 95076-5019
Document Number	0000012384
Instrument Date	Jul 5, 2023
Instrument	2023-0012384
Transaction Type	Transfer
Record Updated	Jul 20, 2023

Transaction

Amount	Amount on Record
Tax	$256.00
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	38 COOLIDGE ST, WATSONVILLE, CA 95076-5019

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	38 COOLIDGE ST, WATSONVILLE, CA 95076-5019
Document Number	0000012263
Instrument Date	May 1, 2019
Transaction Type	Mortgage
Record Updated	May 28, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	84 MARANATHA DR WATSONVILLE CA 950763041, WATSONVILLE, CA 95076-3041

Mortgage

Document Number	0000012263
Date	May 9, 2019
Instrument	12263

Lender

Name	SHAPIRO S G & C R F/TR (PT)

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jun 13, 2018
Property Address	38 COOLIDGE ST, WATSONVILLE, CA 95076-5019
Document Number	0000018056
Instrument Date	Jun 13, 2018
Instrument	18056
Transaction Type	Transfer
Record Updated	Jun 22, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 COOLIDGE ST WATSONVILLE CA 950765019, WATSONVILLE, CA 95076-5019

Tax Assessment & Valuation

The 2025 property tax bill for 38 Coolidge St was $7,595 with a homeowner's exemption.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Watsonville City
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$575,252 (+2%) Land $439,193 Building $136,059
2025	$7,595.00 Homeowner's exemption	$563,972 Land $430,581 Building $133,391
2023	$6,031.00 (+1.94%) Homeowner's exemption	$481,205 (+2%) Land $371,840 Building $109,365
2022	$5,916.00 Homeowner's exemption	$471,769 Land $364,549 Building $107,220

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 38 Coolidge St in Zone AO, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 105 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	109 units insured incl. 4 condo units
Nearby Flood Claims	7 (2022–2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 38 Coolidge St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WATSONVILLE serves 65,231 people · EPA ID CA4410011
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Cruzio Fixed Wireless	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Etheric Networks, T-Mobile.

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