41 Clipper Ln, Smithfield, NC 27577 Property Records

Johnston County property record for 41 Clipper Ln, Smithfield, NC 27577 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 2018
Square Footage1,761 sqft Living Area
Lot Size28,750 sqft (0.66 acres)
OccupancyOwner Occupied
Last Sale$375,000 (2026)
Tax Bill$2,109.00 (2025)

Owner

Source: Johnston County records · APN 15M14036Y

Assessment roll updated September 2, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address41 CLIPPER LN, SMITHFIELD, NC 27577-8952
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingHusband And Wife

Deeds, Mortgages & Sale History

DateDocument
Jun 16, 2026Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
LOAN SIMPLE INC
Nov 07, 2022Warranty Deed, Transfer · Conventional Mortgage
STATE EMPLOYEES CU
Mar 15, 2019Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
CALIBER HM LOANS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 16, 2026 · Amount on Record
Deed SaleJun 16, 2026 · Amount on Record
Prior SaleNov 07, 2022 · Amount on Record
Deed Doc Number202619448
Deed Book / Page7132 / 843
Record RefreshedSep 20, 2026

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJOHNSTON NC
Recording DateJun 16, 2026
Property Address41 CLIPPER LN, SMITHFIELD, NC 27577-8952
Document Number0000019448
Book / Page7132 / 843
Instrument DateJun 04, 2026
Instrument202619448
Transaction TypeTransfer
Record UpdatedJun 23, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$75,750.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address41 CLIPPER LN, SMITHFIELD, NC 27577-8952

Mortgage

Document Number0000019449,
DateJun 16, 2026
Instrument202619449
Lender
NameLOAN SIMPLE INC
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term240 Months
DueJul 01, 2046
Interest
Rate6.3%
Max Rate-1%

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJOHNSTON NC
Recording DateNov 07, 2022
Property Address41 CLIPPER LN, SMITHFIELD, NC 27577-8952
Document Number0000834004
Book / Page6376 / 20
Map ReferenceMB 85 PG 459&460
Instrument DateNov 04, 2022
Instrument2022834004
Transaction TypeTransfer
Record UpdatedNov 21, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$680.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address104 PEARCE ST, 104, PRINCETON, NC 27569-9302

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address41 CLIPPER LN, SMITHFIELD, NC 27577-8952

Mortgage

Document Number0000834005
DateNov 07, 2022
Instrument2022834005
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2052
Interest
Rate TypeAdjustable Rate
Rate5.15%
Type Change DateDec 01, 2027
Change Frequency6 Months
Min Rate At Change3.75%
Max Rate At Change7.15%
Index52-Week T-Bill (1-Year)
Max Rate11.1%

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJOHNSTON NC
Recording DateMar 15, 2019
Property Address41 CLIPPER LN, SMITHFIELD, NC 27577-8952
Document Number0000604695
Book / Page005310 / 000279
Instrument DateMar 15, 2019
Instrument604695
Transaction TypeTransfer
Record UpdatedMar 26, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$452.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address108 QUAIL RUN SMITHFIELD NC 275779406, SMITHFIELD, NC 27577-9406

Mortgage

Document Number604696
DateMar 15, 2019
Book Page005310/000281
Instrument604696
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressCOPPELL, TX 75019
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueMar 14, 2049

Tax Assessment & Valuation

Source: Johnston County records · Assessment roll updated September 2, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyJohnston County
Unified School DistrictJohnston County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,109.00 (+17.76%)$332,230 (+50.21%) Land $55,000 Building $277,230$332,230 (+50.21%) Land $55,000 Building $277,230
2023$1,791.00$221,180 Land $30,000 Building $191,180$221,180 Land $30,000 Building $191,180

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Johnston County (37101C), updated July 20, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 24% of North Carolina
Wildfire LikelihoodAbout 1 in 4,348 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN15M14036Y
Alternative APNs
  • 2000217319
  • 2000254955

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Building Area1,761 sqft Living Area
Gross Area2,659 sqft Gross Area
1st Floor1,761 sqft 1st Floor
Stories1 Stories
Primary FlooringLaminate Plank Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialAluminum/Vinyl Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area28,750 sqft (0.66 acres)
Parking Spaces2 Parking Spaces
Garage Area620 sqft Garage
Porch Area126 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHeat Pump Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number2000254955
Street Address41 CLIPPER LN
CitySMITHFIELD
StateNC
Zip27577-8952
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 24 CHARLESTOWNE SEC 2 85/459-460
Legal SubdivisionCHARLESTOWNE SUBDIVISION
Legal Lot Number24
JurisdictionJOHNSTON NC
Minor Civil DivisionBOON HILL
Census Blockgroup1
Census Block1014
Census Tract40600

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