116 Clipper Ln, Smithfield, NC 27577 Property Records

Johnston County property record for 116 Clipper Ln, Smithfield, NC 27577 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,591 sqft · built 2018
Lot Size	0.62 acres (27,007 sqft)
Owner	Individual Name on File
Last Sale	$350,000 (Jul 2026)
Tax Bill	$1,964 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Feb 2026 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`15M14037N`

Property Details

APN / Parcel Number

Primary APN	`15M14037N`
Alternative APN	`2000214883`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,591 sqft Living Area
Gross Area	2,460 sqft
1st Floor Area	1,591 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	27,007 sqft (0.62 acres)
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	363 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2000214883
Street Address	116 CLIPPER LN
City	SMITHFIELD
State	NC
Zip	27577-8953
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 32 CHARLESTOWNE SEC 2 85/459-460
Legal Subdivision	CHARLESTOWNE SUBDIVISION
Legal Lot Number	32
Jurisdiction	JOHNSTON NC
Township / Civil Division	BOON HILL
Census Block Group	1
Census Block	1015
Census Tract	40600

Owner

Source: Johnston County records · APN 15M14037N

Assessment roll updated September 2, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	116 CLIPPER LN, SMITHFIELD, NC 27577-8953
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE
Feb 10, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Jul 07, 2021	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Dec 14, 2018	Warranty Deed, Transfer · Conventional with PMI SUPREME LNDG

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 31, 2026 · Amount on Record
Deed Sale	Jul 31, 2026 · Amount on Record
Prior Sale	Dec 14, 2018 · Amount on Record
Deed Document Number	202625416
Deed Book / Page	7164 / 960
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSTON NC
Recording Date	Jul 31, 2026
Property Address	116 CLIPPER LN, SMITHFIELD, NC 27577-8953
Document Number	0000025416
Book / Page	7164 / 960
Instrument Date	Jul 29, 2026
Instrument	202625416
Transaction Type	Transfer
Record Updated	Aug 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$70,700.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 CLIPPER LN, SMITHFIELD, NC 27577-8953

Mortgage

Document Number	0000025417,
Date	Jul 31, 2026
Instrument	202625417

Lender

Name	ATLANTIC BAY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.47%
Initial Type	Fixed Rate
Max Rate	-1%

Mortgage

Document Number	0000025418,
Date	Jul 31, 2026
Book Page	7164/978
Instrument	202625418

Lender

Name	HOUSING FINANCE AGENCY NC

Agreement

Amount	Amount Recorded

Interest

Rate	6.47%
Max Rate	-1%

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Property Address	116 CLIPPER LN, SMITHFIELD, NC 27577-8953
Transaction Type	Mortgage
Record Updated	Feb 20, 2026
Title Company	SERVICELINK HOME EQUITY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003830
Date	Feb 10, 2026
Book Page	DEED7047/611
Instrument	2026003830

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	1 W ELM ST STE 450, CONSHOHOCKEN, PA 19428

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 01, 2046

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Property Address	116 CLIPPER LN, SMITHFIELD, NC 27577-8953
Transaction Type	Mortgage
Record Updated	Oct 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000758489
Date	Jul 07, 2021
Book Page	5981/893
Instrument	2021758489

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2051

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSTON NC
Recording Date	Dec 14, 2018
Property Address	116 CLIPPER LN, SMITHFIELD, NC 27577-8953
Document Number	0000595039
Book / Page	005265 / 000283
Instrument Date	Dec 06, 2018
Instrument	595039
Transaction Type	Transfer
Record Updated	Jan 02, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$410.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 CLIPPER LN SMITHFIELD NC 275778953, SMITHFIELD, NC 27577-8953

Mortgage

Document Number	595040
Date	Dec 14, 2018
Book Page	005265/000285
Instrument	595040

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 13, 2048

Tax Assessment & Valuation

Source: Johnston County records · Assessment roll updated September 2, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Johnston County
Unified School District	Johnston County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,964.00 (+20.71%)	$309,320 (+53.91%) Land $55,000 Building $254,320	$309,320 (+53.91%) Land $55,000 Building $254,320
2023	$1,627.00	$200,970 Land $30,000 Building $170,970	$200,970 Land $30,000 Building $170,970

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Johnston County (37101C), updated July 20, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371010406001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2016)
Most Recent Claim	Oct 2016, river or lake flooding, Hurricane Matthew

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 4,348 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 54 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 35

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

4G LTE only, no 5G reported

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