41 Cherokee Dr, Havelock, NC 28532 Property Records

Craven County property record for 41 Cherokee Dr, Havelock, NC 28532

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,080 sqft · built 1991
Lot Size	0.326 acres (14,207 sqft)
Owner	2 Individual Names on File
Last Sale	$174,000 (Aug 2017)
Tax Bill	$910 (2026)
Deeds & Mortgages	Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`6-050-067`

Property Details

APN / Parcel Number

Primary APN	`6-050-067`
Alternative APN	`116601`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,080 sqft Living Area
1st Floor Area	1,080 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Aluminum/Vinyl
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,207 sqft (0.326 acres)
Storage Building	1 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	116601
Street Address	41 CHEROKEE DR
City	HAVELOCK
State	NC
Zip	28532-2506
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	8 & PT 9 SCT 3 GREENFIELD
Legal Subdivision	GREENFIELD HEIGHTS
Jurisdiction	CRAVEN NC
Township / Civil Division	6
Census Block Group	2
Census Block	2071
Census Tract	961102

Owner

41 Cherokee Dr is owned and occupied by two individuals who bought it in August 2017.

Source: Craven County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	41 CHEROKEE DR, HAVELOCK, NC 28532-2506
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 10, 2017 · Amount on File
Deed Sale	Aug 10, 2017 · Amount on File
Prior Sale	Apr 15, 2013 · Amount on File
Deed Book / Page	3510 / 969
Record Updated	Oct 29, 2026

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Aug 10, 2017
Property Address	41 CHEROKEE DR, HAVELOCK, NC 28532-2506
Document Number	3510/0969
Book / Page	3510 / 0969
Instrument Date	Aug 9, 2017
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$348.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	191 FORSYTH RD, 191, HAVELOCK, NC 28532-3756

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 CHEROKEE DR, HAVELOCK, NC 28532-2506

Mortgage

Document Number	3510/0972
Date	Aug 10, 2017
Book Page	3510/0972
Instrument	10011297

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 41 Cherokee Dr was $910.

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$910.00	$227,380 (-) Land $40,000 Building $187,380	$227,380 (-) Land $40,000 Building $187,380
2025	$910.00	$227,380 Land $40,000 Building $187,380	$227,380 Land $40,000 Building $187,380
2023	$910.00 (+12.76%)	$227,380 (+31.09%) Land $40,000 Building $187,380	$227,380 Land $40,000 Building $187,380
2022	$807.00	$173,450 Land $40,000 Building $133,450
2018			$173,450 Land $40,000 Building $133,450

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 41 Cherokee Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	6 (2011–2018)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Nov 2018 · rainfall accumulation
Claims by Event	Hurricane Florence, Sep 2018 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 41 Cherokee Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAVELOCK WATER SYSTEM serves 14,925 people · EPA ID NC0425015
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20