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40 Cherokee Dr, Havelock, NC 28532 Property Records

Craven County property record for 40 Cherokee Dr, Havelock, NC 28532

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,479 sqft · built 1981
Lot Size0.288 acres (12,551 sqft)
Owner2 Individual Names on Record
Last Sale$162,000 (Apr 2019)
Tax Bill$1,126 (2026)
Deeds & MortgagesNov 2020 Mortgage
Apr 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN6-050-089

Property Details

APN / Parcel Number

Primary APN6-050-089
Alternative APN
  • 125036

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,479 sqft Living Area
1st Floor Area1,479 sqft
Interior WallsFinished/Painted

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Exterior MaterialBrick Veneer
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area12,551 sqft (0.288 acres)
Garage TypeAttached

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Account Number125036
Street Address40 CHEROKEE DR
CityHAVELOCK
StateNC
Zip28532-2567
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description31 S-3 GREENFIELD HT
Legal SubdivisionGREENFIELD HEIGHTS
JurisdictionCRAVEN NC
Township / Civil Division6
Census Block Group2
Census Block2073
Census Tract961102

Owner

Source: Craven County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address40 CHEROKEE DR, HAVELOCK, NC 28532-2567
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 13, 2020Deed of Trust, Mortgage · VA Mortgage
MORTGAGE RESEARCH CENTER LLC
Apr 12, 2019Warranty Deed, Transfer · Stand-Alone First Mortgage
MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 12, 2019 · Amount on Record
Deed SaleApr 12, 2019 · Amount on Record
Prior SaleDec 12, 2008 · Amount on Record
Deed Document Number201910036262
Deed Book / Page3566 / 2027
Record UpdatedOct 29, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCRAVEN NC
Property Address40 CHEROKEE DR, HAVELOCK, NC 28532-2567
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number3639/1987
DateNov 13, 2020
Book Page3639/1987
Instrument10064504
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
AddressCOLUMBIA, MO 65203
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2050

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCRAVEN NC
Recording DateApr 12, 2019
Property Address40 CHEROKEE DR, HAVELOCK, NC 28532-2567
Document Number3566/2027
Book / Page3566 / 2027
Instrument DateMar 30, 2019
Instrument10036262
Transaction TypeTransfer
Record UpdatedSep 16, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address40 CHEROKEE DR, HAVELOCK, NC 28532-2567

Mortgage

Document Number03566/2030
DateApr 12, 2019
Book Page3566/2030
Instrument10036263
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2049

Tax Assessment & Valuation

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCraven County
Unified School DistrictCraven County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,126.00$218,450 (-) Land $40,000 Building $178,450$218,450 (-) Land $40,000 Building $178,450
2025$1,126.00 (+1.08%)$218,450 (-) Land $40,000 Building $178,450$218,450 (-) Land $40,000 Building $178,450
2023$1,114.00 (+3.24%)$218,450 (+29.63%) Land $40,000 Building $178,450$218,450 (+29.63%) Land $40,000 Building $178,450
2022$1,079.00$168,520 Land $40,000 Building $128,520
2018$168,520 Land $40,000 Building $128,520

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 16 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies16 in force
Nearby Flood Claims6 (2011–2018)
Claims Outside the SFHA3 of 6
Most Recent ClaimNov 2018 · rainfall accumulation
Claims by Event
  • Hurricane Florence, Sep 2018 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30

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