Suffolk County and Islip Town property record for 41 Chenango Dr, Bay Shore, NY 11706
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $200,000 (May 2007) |
| Tax Bill | $8,349 (2024) |
| Deeds & Mortgages | Feb 2023 Refinance Jan 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 472889 314.-1-107 |
| Primary APN | 472889 314.-1-107 |
|---|---|
| Alternative APNs |
|
| Lot Area | 7,841 sqft (0.18 acres) |
|---|---|
| Lot Dimensions | 100 ft deep x 80 ft wide |
| Account Number | 409400 |
|---|---|
| Street Address | 41 CHENANGO DR |
| City | BAY SHORE |
| State | NY |
| Zip | 11706-4813 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | X2201885Y186613 T037H00000000 |
| Legal Subdivision | MAP SECTION C PINES BRIGHTWATERS |
| Legal Block | 4000 |
| Legal Lot Number | 100 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | ISLIP |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 145903 |
41 Chenango Dr is owned and occupied by two individuals who bought it in May 2007.
Source: Suffolk County and Islip Town records, as of August 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 41 CHENANGO DR, BAY SHORE, NY 11706-4813 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 28, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance EMBRACE HOME LOANS INC |
| Jan 31, 2023 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 2, 2007 · Amount on File |
| Deed Sale | May 2, 2007 · Amount on File |
| Prior Sale | May 31, 2000 · Amount on File |
| Deed Book / Page | 12503 / 589 |
| Prior Transfer Date | Sep 18, 1996 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 41 CHENANGO DR, BAY SHORE, NY 11706-4813 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0234870072 |
|---|---|
| Date | Feb 28, 2023 |
| Book Page | 23487/72 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 337 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Jan 31, 2023 |
| Property Address | 41 CHENANGO DR, BAY SHORE, NY 11706-4813 |
| Document Number | 0131870041 |
| Book / Page | 13187 / 41 |
| Instrument Date | Oct 25, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jan 30, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 1114 NUGENT AVE, BAY SHORE, NY 11706-1342 |
Source: Suffolk County and Islip Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Islip Town |
| Unified School District | Bay Shore Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $29,550 Land $5,900 Building $23,650 | $416,198 (-) Land $83,099 Building $333,099 | |
| 2024 | $8,349.00 | $416,198 (+2.54%) Land $83,099 Building $333,099 | |
| 2023 | $29,550 (-) Land $5,900 Building $23,650 | $405,907 (+13.74%) Land $81,044 Building $324,863 | |
| 2022 | Homeowner's exemption | $29,550 Land $5,900 Building $23,650 | $356,884 Land $71,256 Building $285,628 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 41 Chenango Dr in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1991.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 9 (1991–2014) |
| Claims Outside the SFHA | 1 of 9 |
| Most Recent Claim | Aug 2014 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 41 Chenango Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 558 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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