34 Chenango Dr, Bay Shore, NY 11706 Property Records

Suffolk County and Islip Town property record for 34 Chenango Dr, Bay Shore, NY 11706

Property Summary

Property TypeSingle Family Home
Lot Size0.09 acres (3,920 sqft)
Owner2 Individual Names on File
Deeds & MortgagesDec 2019 Mortgage
Aug 2016 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN472889 314.-2-31

Property Details

APN / Parcel Number

Primary APN472889 314.-2-31
Alternative APNs
  • 0500-314.00-02.00-031.000
  • 288931400000020310000000
  • 472800640370
  • 420330

Exterior

Lot Area3,920 sqft (0.09 acres)
Lot Dimensions100 ft deep x 40 ft wide

Location & Zoning

Account Number420330
Street Address34 CHENANGO DR
CityBAY SHORE
StateNY
Zip11706-5432
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA
Legal DescriptionX2202180Y186510 T037H00000000
Legal SubdivisionBRIGHTWATERS HTS SUB
Legal Block4000
Legal Lot Number200
JurisdictionSUFFOLK NY
Township / Civil DivisionISLIP
Census Block Group1
Census Block1027
Census Tract145903

Owner

Source: Suffolk County and Islip Town records, as of August 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address34 CHENANGO DR, BAY SHORE, NY 11706-5432
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 10, 2019Deed of Trust, Mortgage · Balloon Mortgage
BETHPAGE FCU
Aug 18, 2016Deed of Trust, Mortgage · Line of Credit
BETHPAGE FCU
Aug 18, 2016Loan Modification, Consolidation and Extension, Mortgage · Conventional with PMI
BETHPAGE FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Property Address34 CHENANGO DR, BAY SHORE, NY 11706-5432
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0230860571
DateDec 10, 2019
Book Page23086/571
InstrumentDK031699
Lender
NameBETHPAGE FCU
TypeCredit Union
Agreement
TypeBalloon Mortgage
AmountAmount on Record
Term349 Months
DueJan 1, 2049

August 2016: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Property Address34 CHENANGO DR, BAY SHORE, NY 11706-5432
Document Number0227890163
Instrument DateAug 18, 2016
Transaction TypeMortgage
Record UpdatedMar 21, 2017
Title CompanyLAND BOUND SERVICES LLC, LAND BOUND

Transferred To (Grantee/Buyer)

NameVerified Name
Address34 CHENANGO DR BAY SHORE NY 117065432, BAY SHORE, NY 11706-5432

Mortgage

Document Number0227890163
DateFeb 16, 2017
Book Page022789/000163
Lender
NameBETHPAGE FCU
TypeCredit Union
AddressBETHPAGE, NY 11714
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueFeb 15, 2047
Interest
Rate TypeAdjustable Rate

August 2016: Loan Modification, Consolidation and Extension, Mortgage

Document TypeLoan Modification, Consolidation and Extension
JurisdictionSUFFOLK NY
Property Address34 CHENANGO DR, BAY SHORE, NY 11706-5432
Document Number0227890164
Instrument DateAug 18, 2016
Transaction TypeMortgage
Record UpdatedJan 14, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address34 CHENANGO DR BAY SHORE NY 117065432, BAY SHORE, NY 11706-5432

Mortgage

Document Number0227890164
DateFeb 16, 2017
Book Page022789/000164
Lender
NameBETHPAGE FCU
TypeCredit Union
AddressBETHPAGE, NY 11714
Agreement
TypeConventional with PMI
AmountAmount on Record

Tax Assessment & Valuation

Source: Suffolk County and Islip Town assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateNew York
CountySuffolk County
County SubdivisionIslip Town
Unified School DistrictBay Shore Union Free School District (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2025$24,500 (-) Land $4,800 Building $19,700
2024$345,071 (+2.54%) Land $67,606 Building $277,465
2023$24,500 Land $4,800 Building $19,700$336,538 Land $65,934 Building $270,604

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1992)
Most Recent ClaimDec 1992 · Coastal Storm, High Tides, Heavy Rain, & Flooding
Claims by Event
  • Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.9% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSUFFOLK COUNTY WATER AUTHORITY
serves 1,100,000 people · EPA ID NY5110526
Water SourceGroundwater
Last State InspectionJan 2024
Lead1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityAsbestos
resolved · Jul 2020
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 558 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20

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